Mathew is my favorite gospel. One of my favorite verses reads something like this:

"Ask and it will be given to you; seek and you will find; knock and the door will be opened to you."

So, last week, I posted 60 Day Time Limit to Make Louisiana and Florida Flood Claims, which called for FEMA to extend the National Flood Proof of Loss deadlines. This is what I asked for:

Louisiana and Florida have suffered severe flood disasters. A second disaster may occur if the Federal Government does not extend the 60-day time limit for filing flood insurance claim forms and a National Flood Insurance Proof of Loss.

Hopefully, our federal representatives will help convince those running the National Flood Program to immediately grant a significant extension.

This prayer was partly answered by FEMA yesterday by its granting of an extension for Louisiana flood Policyholder’s to file their formal claim through a proof of loss by announcing the following:

FEMA has granted an extension for Louisiana National Flood Insurance Program (NFIP) policyholders affected by August’s severe storms and flooding to file proof-of-loss claims.

You now have 120 days from the date of your loss to file a flood insurance claim if you’re a Louisiana NFIP policyholder. The extension doubles the 60-day deadline NFIP usually requires for policyholders to submit a fully documented, signed and sworn proof-of-loss claim.

FEMA determined Louisiana policyholders need more time to file claims given the recent flooding’s magnitude.

The proof-of-loss is included in the claims package that documents your flood losses. The claims package should include:

Photos or video of your flood damage.

A comprehensive and itemized list of what was damaged.

Receipts, if possible, for your damaged items along with any other supporting documents that show the value of what you lost.

I was in Lake Charles, Louisiana, this past weekend. I spoke with a very experienced flood adjuster about the problems with the floods and flood claims in Louisiana. We both agreed those in government need to provide an extension for filing Proof of Loss. It is good to see that there are some good and caring folks working in our government and that they see the wisdom of the extension. This little request means a lot to folks.


Positive Quote of the Day

America’s present need is not heroics but healing; not nostrums but normalcy; not revolution but restoration. 
        —Warren G. Harding