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Exact Proofs of Loss and Flood Claims: Procedure Drowns Reality

Jan 21, 2026 By Chip Merlin

The Insurance Industry’s Smoke Damage Propaganda and Sales Pitch

Jan 19, 2026 By Chip Merlin

Understanding Federal Crop Insurance Claims

Jan 12, 2026 By Chip Merlin

Happy Holidays from Merlin Law Group

Dec 25, 2025 By Chip Merlin

Why Christmas Is the Right Time to Thank the People We Disagree With

Dec 24, 2025 By Chip Merlin

Insurance Readability Isn’t Improving and Insurance Agents Need to Step Up

Dec 15, 2025 By Chip Merlin

Does Functional Replacement Cost Coverage Make Sense for Older Homes?

Nov 09, 2025 By Chip Merlin

The Price of Homeownership: When Insurance Becomes the Breaking Point

Nov 08, 2025 By Chip Merlin

The Seven-Page Myth: Chubb’s Incredible Claim That It Has No Claims Manuals

Nov 07, 2025 By Chip Merlin

The Stupidity of Taking Matching Out of Actual Cash Value

Nov 06, 2025 By Chip Merlin

When Whistleblowers Speak: Heritage’s Lawsuit Against Its Own Adjuster Opens the Claims Handling Black Box

Nov 05, 2025 By Chip Merlin

When Insurers’ Own Science Shows Small Hail Can Wreck Roofs

Sep 18, 2025 By Chip Merlin

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