Can Insurers Ban Policyholders from Hiring Public Adjusters? A New York Lawsuit Raises Troubling Questions May 20, 2026 By Chip Merlin
Forum Selection Clauses and One-Year Suit Limitations: A Dangerous Insurance Trap May 18, 2026 By Chip Merlin
The Deadline That Kills Claims: Why This Case Should Scare Every Public Adjuster May 07, 2026 By Chip Merlin
A New York Lesson for a Florida Loss: Why Prompt Notice of Loss and Policy Language Matter More Than You Think Mar 30, 2026 By Chip Merlin
What New York’s Snowiest Season in a Decade Means for Property Insurance Once the Ice Melts Mar 03, 2026 By Liberty Ritchie
“Property” Means More Than Machines: Lessons About Restoration Periods and Extra Expense Feb 09, 2026 By Chip Merlin
Smoke Without Flames Is Still a Fire: Lessons from a New York Smoke Damage Battle Feb 06, 2026 By Chip Merlin
Can an Insurer Demand Multiple Proofs of Loss? A Partial Proof May Be Enough Jan 04, 2026 By Chip Merlin
Does An Insurer Have a Right to Take Property or Claim Salvage Absent Policy Language? Sep 05, 2025 By Chip Merlin