Illinois

Sewage Loss, Microbial Damage: The $5,000 Limitation Trap Insurers Hope You Don’t Challenge

May 11, 2026 By Chip Merlin

The Danger Hidden in Your Proof of Loss: A Costly Lesson from an Appraisal Fee Case

Apr 30, 2026 By Chip Merlin

Ambiguity Is Discovered by Those Who Know Where to Look

Apr 09, 2026 By Chip Merlin

Proving Causation in Property Insurance Claims

Apr 08, 2026 By Chip Merlin

Signed, Sworn, and Sealed: The Tower Crossing Lesson Every Public Adjuster Must Learn

Nov 10, 2025 By Chip Merlin

Secrets Behind the Curtain: How Insurers Are Using “Trade Secrets” to Hide from Regulation

Oct 19, 2025 By Chip Merlin

Don’t Like the Appraisal Award? Here’s Why That’s Not Enough to Avoid Its Finality

Jun 09, 2025 By Chip Merlin

What Constitutes a Proof of Loss?

May 23, 2025 By Chip Merlin

Illinois Appellate Court Holds That Causation is Part of the Appraisal Process

May 15, 2025 By Christina Phillips

Illinois Condo Repair Dilemma: Will the Association Pay or Is It Coming Out of Your Pocket?

Mar 03, 2025 By Emily Cabadas

Insurance Company’s Two-Year Claims Handling Waives Proof of Loss Requirement

Nov 05, 2024 By Chip Merlin

Insurer’s Declaratory Judgment Action After Denial Ruled Untimely

Apr 30, 2022 By Christina Phillips