California

One Year Later: What the Altadena and Palisades Fires Really Taught Us About Smoke, Contamination, and Claims

Jan 08, 2026 By Derek Chaiken

One Year After the Wildfires and the Real Insurance Fire Still Burns

Jan 07, 2026 By Chip Merlin

Wildfires, Frustration, and the Question Everyone Is Asking: What Really Happens Next?

Jan 05, 2026 By Chip Merlin

Reading Between the Lines of California’s $22.4 Billion Wildfire Claims Announcement

Jan 02, 2026 By Chip Merlin

Tackling the Toxic Aftermath: Insights from United Policyholders’ “Wildfire Smoke Damage and Your Insurance Rights” Webinar

Dec 21, 2025 By Daniel Veroff

The Long Shadow of State Farm’s Water Damage Exclusions

Dec 12, 2025 By Chip Merlin

Untangling Loss, Delay, and Coverage: A California Appraisal Lesson from an Out-of-State Claim

Dec 05, 2025 By Chip Merlin

A Hard Lesson About Proving Wind-Caused Openings When Water Enters a Building

Nov 29, 2025 By Chip Merlin

Los Angeles County Takes on State Farm Over Wildfire Claims

Nov 20, 2025 By Chip Merlin

Do Insurance Policies Cover Mudslides from Atmospheric Rivers? California’s Efficient Proximate Cause Rule Explained

Nov 19, 2025 By Derek Chaiken

Smoke Is Physical Damage Which May Not Be Paid Without Verification

Nov 12, 2025 By Chip Merlin

Does California’s New Wildfire Contents Rule Help—or Create New Coverage Gaps?

Nov 01, 2025 By Derek Chaiken