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Federal Flood Insurance: Strict Compliance with Proof of Loss Requirements is Essential

Jan 02, 2025 By Chip Merlin

The Hidden Health Risks in Fire-Surviving Structures

Dec 31, 2024 By Matthew Stalcup

The Majority of Insurance Agents Do Not Read the Policies They Sell—Many Professionals in the Insurance Service Sector Fail to Read the Full Policy

Dec 30, 2024 By Chip Merlin

The Looming Homeownership Crisis: A Ticking Time Bomb of Underinsurance, Insurance Premiums, Taxes, Systemic Losses, and Owners Not Able to Pay for Costs of Ownership

Dec 28, 2024 By Chip Merlin

Ice Damming Case Denied or Not Fully Paid? Eyewitness Accounts Tip the Scales in Ice Damming Insurance Dispute

Dec 24, 2024 By Chip Merlin

National Flood Claims Have a One-Year Statute of Limitations

Dec 23, 2024 By Chip Merlin

National Flood Proofs of Loss for Hurricanes Helene and Milton Extended to 180 Days

Dec 20, 2024 By Chip Merlin

When is a Collapse Not a Collapse? The Importance of Proving Damages for Partial Losses

Dec 17, 2024 By Chip Merlin

The Importance of Understanding “Residence Premises” in Homeowner’s Insurance—Where You Reside Is Often an Important Coverage Issue

Dec 14, 2024 By Chip Merlin
Damaged shingles on a roof in reference to Kentucky’s matching shingle

Don’t Let Insurers Play the Mismatched Game: NAIC Standards Require Matching and Uniform Appearance

Dec 05, 2024 By Chip Merlin

Vacancy Exclusions for “Vandalism” Should Not Apply to Arson Fires

Dec 05, 2024 By Chip Merlin

Who Is the Insurer? Does the Binder Matter?

Dec 04, 2024 By Chip Merlin

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