Policyholders

Are We Being Overcharged for Insurance?

May 01, 2026 By Chip Merlin

United Policyholders’ One-Year Los Angeles Fire Survey & the Kind of Advocacy Policyholders Deserve

Apr 28, 2026 By Daniel Veroff

The Insurance Industry’s Dirty Little Secret: Filing a Claim Makes Customers Leave

Apr 23, 2026 By Chip Merlin

The Dirty Secret of Claims Handling: Why the System Is Failing Policyholders and Who Has the Courage to Admit It?

Apr 21, 2026 By Chip Merlin

A Retired Judge, a Hailstorm, and a “Corporate Secret”

Apr 19, 2026 By Chip Merlin

The Cyber Insurance Bait and Switch Nobody Wants to Admit

Apr 15, 2026 By Chip Merlin

The Illusion of Cyber Coverage: How a Court Narrowed Social Engineering Insurance

Apr 14, 2026 By Chip Merlin

Why Do Judges Keep Demanding That Policyholders Understand the Insurance Contract?

Apr 11, 2026 By Chip Merlin

Proving Causation in Property Insurance Claims

Apr 08, 2026 By Chip Merlin

Did You or Your Business Suffer a Denied Claim? The Real Problem May Have Started Before the Loss

Mar 26, 2026 By Chip Merlin

The Key Role of An Impartial Umpire and How You Can Avoid Selecting a Biased Umpire

Mar 13, 2026 By Julian Ziaggi

Insurance Is the Hidden Engine of Tornado Recovery

Mar 12, 2026 By Chip Merlin