Industry Professionals

Fortuity Reconsidered: Why an Unwritten Doctrine Still Haunts Property Insurance

Dec 31, 2025 By Chip Merlin

Is a Crack to an Opal a Fortuitous Loss?

Dec 30, 2025 By Chip Merlin

The First Discussion of Fortuity by an American Court

Dec 29, 2025 By Chip Merlin

The Basics of All Risk Insurance and Fortuity

Dec 28, 2025 By Chip Merlin

What Does “Follow the Form” Mean In Modern Insurance Practice?

Dec 27, 2025 By Etienne Font

Claims Excellence for Whom?

Dec 19, 2025 By Chip Merlin

The Vanishing Executive General Adjuster

Dec 10, 2025 By Chip Merlin

Have Policyholder Rights and Protections Eroded?

Nov 30, 2025 By Chip Merlin

A Hard Lesson About Proving Wind-Caused Openings When Water Enters a Building

Nov 29, 2025 By Chip Merlin

Why Courts Should Demand More Than a Rubber Stamp Regarding Regulator-Approved Policy Wording

Nov 28, 2025 By Chip Merlin

A “Vacant” Building Isn’t Vacant at All: What Stempel Teaches Us About Real-World Insurance Promises

Nov 26, 2025 By Chip Merlin

The Insurance Policy as a “Thing” – Why Jeffrey Stempel Still Has the Insurance World Thinking

Nov 25, 2025 By Chip Merlin