Industry Professionals

What Causes Bad Faith Claims Practices? One Reason Is Financial Incentives and Goals

Apr 15, 2024 By Chip Merlin

What Are the Good Faith Claims Handling Rules Insurance Companies Must Follow? Adjusters Must Do These or Be Guilty of Bad Faith

Apr 14, 2024 By Chip Merlin

Can Insurance Companies Ignore Building Codes and Local Building Officials? Damaged Old Roof Tiles No Longer Manufactured Cause Significant Insurance Disputes

Apr 12, 2024 By Chip Merlin

What Is the “Lead Underwriter” When Dealing with Lloyd’s? What Is the Significance When a Claim Is Presented?

Apr 10, 2024 By Chip Merlin

What Does Physical Loss Mean in Kentucky? Can Temporary Delay Constitute Physical Loss?

Apr 09, 2024 By Chip Merlin

The Francis Scott Key Bridge Collapse and The Limitation of Shipowners’ Liability Act

Apr 05, 2024 By Chip Merlin

Do You Need Help Determining What the Best Homeowners Insurance Policy Is to Purchase? Why Don’t Insurance Regulators Do a Better Job Showing Which Policies Are Best?

Mar 12, 2024 By Chip Merlin

Good Faith is a Two-Way Street in First-Party Claims

Mar 11, 2024 By Chip Merlin

Understanding the NAIC—Is the NAIC a Trade Organization for the Insurance Industry?

Mar 07, 2024 By Chip Merlin

What Does “The Work of Adjusting Insurance Claims Engages the Public Trust” Mean?

Mar 06, 2024 By Chip Merlin

Business Interruption—Can a New Business Collect for Lost Profits or Are They Too Speculative?

Mar 05, 2024 By Chip Merlin

Business Interruption Loss Calculation Guidelines—Considerations of Anticipated Business Versus Rigid Adherence to Past Performance

Mar 04, 2024 By Chip Merlin