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Have Policyholder Rights and Protections Eroded?

Nov 30, 2025 By Chip Merlin

A Hard Lesson About Proving Wind-Caused Openings When Water Enters a Building

Nov 29, 2025 By Chip Merlin

Why Courts Should Demand More Than a Rubber Stamp Regarding Regulator-Approved Policy Wording

Nov 28, 2025 By Chip Merlin

A “Vacant” Building Isn’t Vacant at All: What Stempel Teaches Us About Real-World Insurance Promises

Nov 26, 2025 By Chip Merlin

The Insurance Policy as a “Thing” – Why Jeffrey Stempel Still Has the Insurance World Thinking

Nov 25, 2025 By Chip Merlin

Clearance Before Occupancy: Why EFRU Is Right About Smoke and Soot Testing

Nov 16, 2025 By Chip Merlin

How Different States Treat Proof of Loss Mistakes and Deficiencies

Nov 11, 2025 By Chip Merlin

The Ethics of Insurance Company Role-Playing

Nov 03, 2025 By Chip Merlin

Has the Insurance Industry Forgotten the Meaning of Its Own Policies?

Oct 31, 2025 By Chip Merlin

Claim Game Podcast Welcomes Christopher Boggs—Insurance Education’s Relentless Teacher

Oct 28, 2025 By Chip Merlin

What Is Reciprocal Insurance?

Oct 18, 2025 By Chip Merlin

“Built to Last: Buyer Beware” The Film Every Insurance Professional and Policyholder Should Watch

Oct 14, 2025 By Chip Merlin

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