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Insurance Breakage—Insurance Companies Profit When Policyholders Give Up

Dec 12, 2023 By Chip Merlin
Couple looking at a destroyed property

Do Policyholders Have to Fill Out Personal Property Inventory Forms Following a Total Loss?

Dec 11, 2023 By Chip Merlin
Blackboard with Cooperation Clause written on it

The Duty to Cooperate—What Happens If You Do Not Fully Respond and the Insurance Company Says Nothing About It?

Dec 10, 2023 By Chip Merlin
A stack of ascending blocks to signify raising the bar

Raising the Bar in Public Adjusting Licensing: A Friendly Conversation

Dec 09, 2023 By Chip Merlin

Public Adjusters Need To Raise The Bar For Admission If They Want To Be Seen As Professionals

Dec 08, 2023 By Chip Merlin

The Outcome Oriented Claims Culture Is Pervasive and Killing Any Good Will Towards the Insurance Industry

Dec 08, 2023 By Chip Merlin

Are Your State Farm Roof Claims Being Handled in Good Faith? The State Farm Shingle Locator Service (aka SLS)

Dec 05, 2023 By Chip Merlin
Homeowner signing a coverage a insurance policy

Coverage A Versus Coverage B: What’s the Difference?

Dec 05, 2023 By Chip Merlin

Do Judges Have a Bias to Appoint Judges and Previous Umpires When Considering the Appointment of an Umpire?

Dec 04, 2023 By Chip Merlin
A chalkboard with the words ISO in front (Insurance Services Office) and “Virus Exclusion Endorsement” written on the board in chalk.

What is the Insurance Services Office?

Dec 03, 2023 By Chip Merlin

What Happens If One Appraiser Does Not Participate? Can One Appraiser and Umpire Make An Appraisal Award?

Dec 03, 2023 By Chip Merlin

Does an Umpire Have Immunity From Suit? Is an Appraisal an Arbitration in North Carolina?

Dec 02, 2023 By Chip Merlin

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