Chip Merlin

What Happens If One Appraiser Does Not Participate? Can One Appraiser and Umpire Make An Appraisal Award?

Dec 03, 2023 By Chip Merlin

Does an Umpire Have Immunity From Suit? Is an Appraisal an Arbitration in North Carolina?

Dec 02, 2023 By Chip Merlin

The Standard Steve Badger Appraisal Clause

Dec 01, 2023 By Chip Merlin

What Happens if the Court Appointed Umpire Ruins the Appraisal? Is There a “Do Over?”

Nov 30, 2023 By Chip Merlin

How Do Judges Appoint Umpires in an Appraisal? A Case Example from Louisiana

Nov 29, 2023 By Chip Merlin

Insurance Redlining: What Is It?

Nov 28, 2023 By Chip Merlin

Ethics For Public Adjusters—What Does Acting as a Fiduciary Mean?

Nov 28, 2023 By Chip Merlin

The Specified Causes of Loss and Falling Objects—Can Debris Travelling Down a Mountain Be a Falling Object Triggering Coverage?

Nov 27, 2023 By Chip Merlin

Who Pays the Costs to Prevent a Loss?

Nov 24, 2023 By Chip Merlin

A Thanksgiving Reflection for Policyholders

Nov 23, 2023 By Chip Merlin

Church Mutual Is Not So Holy When It Comes to Good Faith Claims Practices

Nov 22, 2023 By Chip Merlin

Insurance Commissioners and Regulators Need to Protect Policyholders From Disappearing Actual Cash Value Benefits

Nov 21, 2023 By Chip Merlin