Chip Merlin

Florida Insurance Regulators Perfect Their Aim—At the Wrong Target! Shooting the Messenger Instead of Fixing the Problem

Nov 26, 2024 By Chip Merlin

A Surprising Twist and Swirl in High-End Fire and Smoke Case: Alabama Court Allows Tort of Outrage Claim Against Chubb While Dismissing Bad Faith

Nov 25, 2024 By Chip Merlin

When Is a Policy “Blanket”? A Recent Court Decision Shows It’s Not Always Clear Cut

Nov 24, 2024 By Chip Merlin

Inflation Guard Endorsements: A Possible Double-Edged Sword for Property Insurance Coverage

Nov 23, 2024 By Chip Merlin

Let’s Play “Guess the Umpire!”

Nov 22, 2024 By Chip Merlin

When Proof Is Everything: The Lesson About a Cow Loss in Nebraska and Filing a Proof of Loss

Nov 21, 2024 By Chip Merlin

When Do Insurance Company Lobbyists and Trade Association Supporters Lie About Insurance Fraud Statistics? Every Time They Say or Write Anything

Nov 20, 2024 By Chip Merlin

A Frank Discussion About Florida’s Insurance Crisis, Including Admissions About Why Current Claims Statistics Do Not Indicate the Sky Is Falling

Nov 19, 2024 By Chip Merlin

Proof of Loss Requirements: A 222-Year-Old Case Still Relevant for Modern Insurance Claims

Nov 18, 2024 By Chip Merlin

Where Did the Proof of Loss Requirement in a Property Insurance Policy Originate? What Was Its Original Purpose?

Nov 17, 2024 By Chip Merlin

Appraisal Whiplash: Court Rules You Can’t Back Out Once You’re In

Nov 16, 2024 By Chip Merlin

The Construction Costs to Investigate the Full Extent of a Covered Loss Should Be Covered

Nov 13, 2024 By Chip Merlin