Chip Merlin

Paying More and Getting Less: How the Promise of Property Insurance Is Being Rewritten

Oct 25, 2025 By Chip Merlin

Understanding Veasley Damages: Mississippi’s Unique Approach to Tortious Breach of Insurance Contracts

Oct 24, 2025 By Chip Merlin

Colorado Warns Insurers: Don’t Undermine Coverage for Smoke, Soot, and Ash Damage

Oct 22, 2025 By Chip Merlin

Tornadoes, Tenants, and Traps in the Lease: Lessons on Insurance Obligations Between Landlords and Tenants

Oct 20, 2025 By Chip Merlin

Secrets Behind the Curtain: How Insurers Are Using “Trade Secrets” to Hide from Regulation

Oct 19, 2025 By Chip Merlin

What Is Reciprocal Insurance?

Oct 18, 2025 By Chip Merlin

The Million-Dollar Marble and the Absurdity of Ignoring Matching

Oct 17, 2025 By Chip Merlin

Glens Falls Revisited: Actual Cash Value, Matching, and the Measure of True Indemnity in Florida

Oct 16, 2025 By Chip Merlin

Large Commercial Loss Handling: The Costly Mistake of Forgetting the Other Layers

Oct 15, 2025 By Chip Merlin

“Built to Last: Buyer Beware” The Film Every Insurance Professional and Policyholder Should Watch

Oct 14, 2025 By Chip Merlin

Public Adjusters Strike Back: FAPIA and NAPIA Sue Velocity Risk Over Anti-Public Adjuster Endorsements

Oct 12, 2025 By Chip Merlin

When Insurance Agents Fail to Warn About Renewal: Connecticut Requires a Special Relationship

Oct 11, 2025 By Chip Merlin