Chip Merlin

A Wrong Insurance Application Answer Destroys Coverage

Dec 22, 2025 By Chip Merlin

The “Cosmetic Damage Exclusion” Won: What a Court Said About Hail-Dented Metal Roofs

Dec 20, 2025 By Chip Merlin

Claims Excellence for Whom?

Dec 19, 2025 By Chip Merlin

Adjustment Time Still Counts in Period of Restoration Disputes

Dec 18, 2025 By Chip Merlin

Large Business Interruption Verdict Results in Post-Trial Fights

Dec 17, 2025 By Chip Merlin

Frozen Pipes, Water Loss, and Winter Lessons

Dec 16, 2025 By Chip Merlin

Insurance Readability Isn’t Improving and Insurance Agents Need to Step Up

Dec 15, 2025 By Chip Merlin

Homeowners Cannot Understand Their Policy Even When They Read It

Dec 13, 2025 By Chip Merlin

The Long Shadow of State Farm’s Water Damage Exclusions

Dec 12, 2025 By Chip Merlin

Fight Over Appraisal: Tennessee Court Reaffirms What Appraisers Can and Cannot Decide

Dec 11, 2025 By Chip Merlin

The Vanishing Executive General Adjuster

Dec 10, 2025 By Chip Merlin

Florida’s New Artificial Intelligence Claims Bill

Dec 09, 2025 By Chip Merlin