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Policyholders should remain vigilant in confirming their property insurance policies are aligned with their current coverage needs – before disaster strikes. Tropical Storm Elsa will certainly not be the last bit of potentially threatening tropical activity during this year’s hurricane season. While Elsa was certainly not the strongest storm Florida has ever seen, it was another reminder of the heavy rains and winds these tropical storms and hurricanes can bring.
Continue Reading Tropical Storm Elsa Serves As Reminder To Address Any Coverage Gaps
Merlin Law Group supports the work public adjusters do for policyholders in helping them obtain justice on property insurance claims. As part of being The Policyholder’s Advocate™, our firm has developed several guides for individual states that public adjusters can reference for information on statutes and procedures.
Continue Reading Merlin Guides – Helpful State-By-State Resource for Public Adjusters
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With hurricane season nearing fast, now is the time to check up on your insurance policy to determine whether you are covered on all fronts. Standard homeowners insurance policies do not cover damage from flooding, meaning policyholders are required to obtain supplemental flood insurance to protect their home against potential storm surges. While most policyholders obtain flood insurance through the National Flood Insurance Program, there are private insurer options available to those looking for another option.
Continue Reading Hurricane Season Is Near – Preparing For Flood Claims
The rising costs of construction materials is a serious threat to policyholders in 2021. This rise is well documented at this point, but it is one thing to notice the trend and another to consider its implications.
Continue Reading Skyrocketing Construction Costs Threatening Full Recovery
Hailstorms are on the rise in hail-prone states and policyholders must be prepared in case their home or business is damaged. According to NOAA’s Storm Prediction Center, there were approximately 4,600 reported hail incidents across the country with the largest spikes occurring from April to July.
Continue Reading Hailstorm Checklist Just in Time For Peak Hail Season
Hurricane season is just around the corner. The Weather Channel’s 2021 Atlantic Hurricane Season Outlook predicts another above-average season, meaning policyholders must take the time to ensure they are adequately prepared. Preparation extends to both safeguarding your home and addresses any coverage gaps or underinsurance issues with your policy.
Continue Reading Policyholder Preparations for an Active 2021 Hurricane Season