Having covered the Gulf Coast states in my series of posts on property insurance statutes of limitations, I thought I would give you a recap of the series so far. Next up will be the statutes of limitations for the East Coast states.
Continuing with my nuts and bolts series on the statute of limitations, I’ve selected the boot of the Gulf Coast states, Louisiana. Louisiana has been hit hard in past years by the likes of Hurricanes Katrina, Rita, Ike, and other named wonders of weather. Due to the numerous claims made in recent years, Louisiana enacted special legislation to extend the limitations periods at times. The Louisiana legislature extended the time for instituting a judicial action against an insurer seeking recovery for property damages arising out of Hurricane Katrina to 1 September 2007, at the very latest, or forever be barred from doing so. The only exception the Legislature provided to the filing deadlines set forth in Acts 802 and 739 was if the contract or the parties (Acts 802) or the law (Act 739) provided for a later date for the filing of an action. With various Acts created to help claimants deal with losses, it’s important to make mental note of the Louisiana limitations.
Hurricane Karen made a name for herself last week when she swirled and blew into the Gulf Coast region. She shied away just before making an impact in Texas but made she made it a point to stop by the Mississippi Gulf Coast region. Previously, I gave you a snippet of the statute of limitations for Texas and Arkansas property claims. This week, I’ll give you a brief snapshot of the Mississippi statute of limitations so you can be ready for the next named storm.
Last week I laid out some practical information about the statute of limitations for property insurance claims in Texas. In light of the recent showdown at Kyle Field where the Texas Aggies sent the Arkansas Razorbacks packing, I thought it would be great to shed some light on the limitations period of our neighboring state.
There are few things more worrisome then running out of time to sue. So, I’ve come up with a short form for determining if you still have time or if the clock has already run out on your rights. There are a few rules to think about when filing your claims before a Texas court.