Dan Veroff and Victor Jacobellis are attorneys at the Merlin Law Group, based in our San Francisco office. Last week, they conducted a continuing education webinar sponsored by a program through the University of California. The webinar was titled “Nuts & Bolts of Property Insurance.” I will be sharing some of the insights from this webinar in two separate blog posts. The first will cover property insurance in general, while the second will delve into the responsibilities of insurance agents and brokers, as well as policy procurement.Continue Reading The Nuts and Bolts of California Property Insurance
In part 5 my series on Proving and Winning a First Party Bad Faith Case, I posted the interrogatories I recently served on the insurer’s attorney on a case I am handling in federal court in the Western District of Missouri. The interrogatories will provide me with information regarding how the policyholder’s claim was handled and the information helpful in determining who I will depose.
In part 4 my series on Proving and Winning a First Party Bad Faith Case I posted the Request for Admissions I recently served on the insurer’s attorney on a case in federal court in the Western District of Missouri. Along with the Request for Admissions I filed the following Interrogatories on the Defendant, United Fire and Casualty Company.
In part 3 my series on Proving and Winning a First Party Bad Faith Case, I posted a Request for Production of Documents I recently served upon the insurer’s attorney on a case I am handling in federal court in the Western District of Missouri. In that case the insurer’s attorney requested information from my client in the insurer’s Requests for Production of Documents that would be needed to support my client’s allegations that the insured did not act reasonably and in good faith when adjusting my client’s claim. My client hired a public adjuster in that case who documented all of his communication with the insurer’s representatives as well as shared information with the insurer’s representatives in writing regarding the communications the policyholder and he had with contractors who evaluated the damage at policyholder’s property as well as building code representatives regarding building codes that must be complied with when replacing or repairing the damages incurred at the policyholder’s property.
In this part of my series on Proving and Winning a First Party Bad Faith Case in Colorado, I am going to disclose the Request for Production of Documents I recently served upon the insurer’s attorney on a case I am handling in federal court in the Western District of Missouri. I am sharing this information with the hope it will motivate policyholders who have suffered a loss to document every communication with the insurer’s representatives, as well as to share information with the insurer in writing regarding communications the policyholder may have with contractors or any other person who looks at the damage to the policyholder’s property, and building code representatives regarding building codes that must be complied with when replacing or repairing the damages incurred at the policyholder’s property.
Having covered the Gulf Coast states in my series of posts on property insurance statutes of limitations, I thought I would give you a recap of the series so far. Next up will be the statutes of limitations for the East Coast states.
Continuing with my nuts and bolts series on the statute of limitations, I’ve selected the boot of the Gulf Coast states, Louisiana. Louisiana has been hit hard in past years by the likes of Hurricanes Katrina, Rita, Ike, and other named wonders of weather. Due to the numerous claims made in recent years, Louisiana enacted special legislation to extend the limitations periods at times. The Louisiana legislature extended the time for instituting a judicial action against an insurer seeking recovery for property damages arising out of Hurricane Katrina to 1 September 2007, at the very latest, or forever be barred from doing so. The only exception the Legislature provided to the filing deadlines set forth in Acts 802 and 739 was if the contract or the parties (Acts 802) or the law (Act 739) provided for a later date for the filing of an action. With various Acts created to help claimants deal with losses, it’s important to make mental note of the Louisiana limitations.
Hurricane Karen made a name for herself last week when she swirled and blew into the Gulf Coast region. She shied away just before making an impact in Texas but made she made it a point to stop by the Mississippi Gulf Coast region. Previously, I gave you a snippet of the statute of limitations for Texas and Arkansas property claims. This week, I’ll give you a brief snapshot of the Mississippi statute of limitations so you can be ready for the next named storm.
Last week I laid out some practical information about the statute of limitations for property insurance claims in Texas. In light of the recent showdown at Kyle Field where the Texas Aggies sent the Arkansas Razorbacks packing, I thought it would be great to shed some light on the limitations period of our neighboring state.
There are few things more worrisome then running out of time to sue. So, I’ve come up with a short form for determining if you still have time or if the clock has already run out on your rights. There are a few rules to think about when filing your claims before a Texas court.