Justin Skipton sent me the following warning from the Georgia Insurance Commissioner: 

What is a Public Adjuster?

A Public Adjuster is an independent insurance professional that a policyholder may hire to help settle an insurance claim. When filing a claim, your insurance company provides an insurance adjuster for you free of charge, while a Public Adjuster has no relationship with your insurance company or your claim and may charge you up to 33 percent of your claim settlement amount to settle the claim on your behalf.

The vast majority of public insurance adjusters charge 10% or less for claims handling. The question I have is whether this insurance commissioner is working for the insurance companies or policyholders? 

Thought For The Day 

Having a relationship with people of questionable character is like playing with a razor blade on your skin, and pretending to observe that it is harmful to your body.
—Michael Bassey
Johnson