The typical post-loss duties set forth in a property insurance policy include requiring the policyholder to submit to an examination under oath (“EUO”) if requested by the insurance company.
I have attended hundreds of EUOs over the course of my 33-year career as an attorney representing policyholders. Because an EUO is not just another deposition, policyholder counsel must be well-versed on the nature and the extent of the contractual duty to submit to an EUO.
My article, recently published in Adjusting Today,1 “Property Insurance 101: Everything You Always Wanted to Know About Examinations Under Oath – But Were Afraid to Ask,” addresses a host of questions concerning the nature and the extent of a policyholder’s duty to submit to an EUO and the consequence of non-compliance. I hope you will find it informative.
1 Adjusting Today is published as a public service by Adjusters International, Inc.