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What Insurance Companies Don’t Want You to Know About Their Secret Claims Initiatives

Dec 08, 2025 By Chip Merlin

Do Insurance Policies Cover Mudslides from Atmospheric Rivers? California’s Efficient Proximate Cause Rule Explained

Nov 19, 2025 By Derek Chaiken

Clearance Before Occupancy: Why EFRU Is Right About Smoke and Soot Testing

Nov 16, 2025 By Chip Merlin

Smoke Is Physical Damage Which May Not Be Paid Without Verification

Nov 12, 2025 By Chip Merlin

Paying More and Getting Less: How the Promise of Property Insurance Is Being Rewritten

Oct 25, 2025 By Chip Merlin

Colorado Warns Insurers: Don’t Undermine Coverage for Smoke, Soot, and Ash Damage

Oct 22, 2025 By Chip Merlin

“Built to Last: Buyer Beware” The Film Every Insurance Professional and Policyholder Should Watch

Oct 14, 2025 By Chip Merlin

Can Newsome and Lara Fix California’s Broken Insurance Market Before It’s Too Late?

Oct 03, 2025 By Chip Merlin

Listening and Empathy: Lessons from Annie Barbour for Claims Handlers

Sep 28, 2025 By Chip Merlin

Rising From the Ashes: Annie Barbour’s Journey of Survival and Service

Sep 22, 2025 By Chip Merlin

Beyond the Smoke: Why Industrial Hygienist Testing Is Critical After a Fire Loss

Sep 14, 2025 By Mara Essick

Smoke and Soot Are Covered Causes of Loss

Aug 30, 2025 By Chip Merlin