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Insurance Coverage Analysis Should Never Stop at the Exclusion

Aug 02, 2026 By Chip Merlin

When the First Inspection Fails, the Policyholder Becomes the Adjuster

Jul 30, 2026 By Etienne Font & Javier Delgado

Follow the Claim System: The Discovery State Farm Wildfire Policyholders Need

Jul 29, 2026 By Chip Merlin

What Should I Send a Property Insurance Lawyer Before the First Call?

Jul 16, 2026 By Chip Merlin

Expert Testimony Makes or Breaks a Property Insurance Case

Jul 15, 2026 By Jimmy DePalo

Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

Jul 09, 2026 By Chip Merlin

The Governmental Insurance Risk Pool Problem

Jul 07, 2026 By Chip Merlin

SRCC and Political Violence Insurance: What Property Owners Need to Know Before Civil Unrest Strikes

Jun 29, 2026 By Chip Merlin

The Cyber Insurance Trapdoor: Not All Computer Fraud Loss Is Covered

Jun 23, 2026 By Chip Merlin

Cyber Fraud Limits: Read the Cyber Policy Carefully Before the Cyber Thieves Read Your Email

Jun 21, 2026 By Chip Merlin

Abalone, Wildfire, and Efficient Proximate Cause: A Very California Insurance Coverage Lesson

Jun 15, 2026 By Chip Merlin

The Condo Insurance File Has Gone from Loss Runs to Data Runs

Jun 05, 2026 By Chip Merlin