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A New York Lesson for a Florida Loss: Why Prompt Notice of Loss and Policy Language Matter More Than You Think

Mar 30, 2026 By Chip Merlin

Engineering Standards or Engineered Outcomes for Insurance Companies?

Mar 23, 2026 By Chip Merlin

Why Are They Called “Declarations” Pages? Because They Declare More Than Most Policyholders Realize

Mar 21, 2026 By Chip Merlin

A Rare COVID Insurance Victory Proves Courts Must Read the Full Policy

Mar 10, 2026 By Chip Merlin

What New York’s Snowiest Season in a Decade Means for Property Insurance Once the Ice Melts

Mar 03, 2026 By Liberty Ritchie

Can Policyholders Rely Upon What Property Claims Adjusters Tell Them?

Feb 15, 2026 By Chip Merlin

Responding to Engineers and Consultants Routinely Hired by Insurance Companies

Jan 23, 2026 By Chip Merlin

Understanding Federal Crop Insurance Claims

Jan 12, 2026 By Chip Merlin

Fortuity Reconsidered: Why an Unwritten Doctrine Still Haunts Property Insurance

Dec 31, 2025 By Chip Merlin

What Does “Follow the Form” Mean In Modern Insurance Practice?

Dec 27, 2025 By Etienne Font

What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance?

Dec 26, 2025 By Chip Merlin

Have Policyholder Rights and Protections Eroded?

Nov 30, 2025 By Chip Merlin