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Fortuity Reconsidered: Why an Unwritten Doctrine Still Haunts Property Insurance

Dec 31, 2025 By Chip Merlin

What Does “Follow the Form” Mean In Modern Insurance Practice?

Dec 27, 2025 By Etienne Font

What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance?

Dec 26, 2025 By Chip Merlin

Have Policyholder Rights and Protections Eroded?

Nov 30, 2025 By Chip Merlin

Why Courts Should Demand More Than a Rubber Stamp Regarding Regulator-Approved Policy Wording

Nov 28, 2025 By Chip Merlin

A Burst Pipe Becomes an “Earth Movement,” Defeating The Purpose of Insurance

Nov 04, 2025 By Chip Merlin

The Ethics of Insurance Company Role-Playing

Nov 03, 2025 By Chip Merlin

When Insurance Agents Fail to Warn About Renewal: Connecticut Requires a Special Relationship

Oct 11, 2025 By Chip Merlin

Is an Insurance Company’s Underpayment a Breach of Contract? A Florida Court Says Maybe Not

Oct 09, 2025 By Chip Merlin

Lessons for Mortgagees, Banks, and Loss Payees About Property Insurance Time Deadlines

Sep 15, 2025 By Chip Merlin

Lessons from Constructive Total Loss in Property Insurance

Aug 16, 2025 By Chip Merlin

Montana Valued Policy Law and Supplemental Coverages

Aug 05, 2025 By Julian Ziaggi