Smoke, Ash, and Denials: FAIR Plan Faces Legal Fire Over Wildfire Smoke Damage Claims Aug 01, 2025 By Chip Merlin
When Warnings Become Reality: California Confronts Its Underinsurance and Insurance Affordability Crisis May 30, 2025 By Chip Merlin
Is It Proper for Field Adjusters to Only Look for What the Insured Shows as Damage? Apr 11, 2025 By Chip Merlin
When Does Property Insurance Coverage Start? Only After You Move Into the Home? Mar 04, 2025 By Chip Merlin
The Importance of Understanding “Residence Premises” in Homeowner’s Insurance—Where You Reside Is Often an Important Coverage Issue Dec 14, 2024 By Chip Merlin
Florida Insurance Agent Standard of Care and the “Special Relationship” They Share with the Insured Dec 08, 2024 By Jimmy DePalo
A Frank Discussion About Florida’s Insurance Crisis, Including Admissions About Why Current Claims Statistics Do Not Indicate the Sky Is Falling Nov 19, 2024 By Chip Merlin
Chicken and Cattle Claims: Why Public Adjusters Need to Master the Nuances of Agricultural Insurance Nov 14, 2024 By Jimmy DePalo and Chip Merlin
Insurance Agents Get a Free Pass for Negligence with NFIP Policies: Federal Courts Create an Alice in Wonderland Defense Oct 30, 2024 By Chip Merlin
Modernizing the National Flood Insurance Program: A Call for Higher Coverage Limits Oct 13, 2024 By Chip Merlin