Search Results

Follow the Claim System: The Discovery State Farm Wildfire Policyholders Need

Jul 29, 2026 By Chip Merlin

State Farm’s Wildfire Claim Playbook: The Rules Behind Smoke, Soot, Ash, and Valuation

Jul 28, 2026 By Chip Merlin

The Hail Claim Playbook: Why State Farm’s Training May Become Exhibit A in Oklahoma

Jul 27, 2026 By Chip Merlin

Claims Ethics Is Not a Slogan: Staff the Claims Department or Stop Selling Peace of Mind

Jun 25, 2026 By Chip Merlin

The Elephant in the Room: Why California Wildfire Claims Exams Miss the Real Story Behind Wrongful Conduct

May 06, 2026 By Chip Merlin

State Farm’s Appraisal Trap: How New Appraisal Language Is Winning Cases Before They Begin

Mar 31, 2026 By Chip Merlin

Excess Insurance Towers Are Complex and Not for Rookie Claims Handlers

Mar 08, 2026 By Chip Merlin

Why Is the State Farm Wildfire Market Conduct Exam Taking So Long? This Matters to Los Angeles Policyholders

Feb 17, 2026 By Chip Merlin

How Different States Treat Proof of Loss Mistakes and Deficiencies

Nov 11, 2025 By Chip Merlin

Why Did a Judge Select the Policyholder’s Umpire Over State Farm’s Nominees?

May 03, 2025 By Chip Merlin

Partial Denials Start Statute of Limitations Time Clock in National Flood Claims

Apr 14, 2025 By Chip Merlin

Chicken and Cattle Claims: Why Public Adjusters Need to Master the Nuances of Agricultural Insurance

Nov 14, 2024 By Jimmy DePalo and Chip Merlin