One year ago, I wrote Does the Appraisal Process Violate the Constitution? This was about a Hurricane Irma appraisal case which is still moving at a snail’s pace. The parties have not even started the appraisal process because of all the issues being raised by the insurance company. The federal appellate court ruled last week that those issues could not be ruled upon until a final judgment is entered by the trial court.1
The whopping bad faith verdict I wrote about in Whopping Bad Faith Verdict Caused By Insurers Hiring the Policyholder’s Expert, almost never happened. The insurance policy required a lawsuit to be filed within a year of the loss. The lawsuit was not filed within that time frame.
Continue Reading How Does Indiana Treat the Twelve-Month Limitation Period to File Suit?
Predictions
Hurricane season is quickly approaching. As Floridians, we are well acquainted with the immense power and destruction these storms can bring. The upcoming Atlantic Hurricane Season runs from June 1 through November 30, 2023.
Continue Reading Preparations for the Upcoming 2023 Hurricane Season
The deadline to file a lawsuit for Hurricane Ida damage is quickly approaching in Louisiana. The deadline is August 29, 2023—two months from now.
Continue Reading The End Is Near For Louisiana Hurricane Ida Victims
The Florida Department of Financial Services (DFS) issued an Order dismissing a petition on whether individuals must be licensed as adjusters or public adjusters to be named appraisers to an insurance appraisal. I previously wrote about this issue in Who Should Be Appraisers to an Appraisal Panel? NAPIA Takes a Stand. I also noted an insurance industry leader agreed with my view in Jonathon Held Argues That Appraisers Should Not Have To Be Licensed Adjusters.
Sunday evening in Boulder, Colorado, was very enlightening and educational. I intently focused on a presentation by my co-counsel Dan Whalen and his stellar and experienced fire recovery team from Engstrom, Lipscomb & Lack. They discussed the science and law applicable to the Marshall Fire and legal actions holding against utilities responsible for contributing to wildfires.
How many people pay insurance, year after year, and nothing happens except for paying premiums? This was the case for Eva Mallek. Then approximately 20 years after she purchased the insurance, she had a fire. Allstate argued that no coverage existed because she was not residing at the home when the fire occurred. Mallet said she never received a copy of the policy and did not know of the requirement.
Continue Reading Allstate Could Not Prove It Ever Delivered a Copy of the Policy
Note: This guest post is by AAPIA President Cole Kline.
In case you didn’t know, there are two national public adjuster associations. APIA, the American Association of Public Insurance Adjusters,is not well-known but is growing in strength and energized with new purpose and zeal.
I returned yesterday to one of my childhood hometowns, Panama City, Florida, to give the opening speech at the Tenth Annual Conference of the Coalition of Insurance Responders (CDR). A year ago, I spoke at this conference and noted in The Coalition of Disaster Responders Hits It Out of the Park:
The Coalition of
An appraisal of a disputed roof loss resulted in Citizens Property Insurance Company sending a salvage letter stating the following:
Continue Reading Is Citizens Property Insurance in the Roof Tile Salvage Business?