Blog

A New York Lesson for a Florida Loss: Why Prompt Notice of Loss and Policy Language Matter More Than You Think

Mar 30, 2026 By Chip Merlin

Silence Before Suit: A Lesson Policyholders Cannot Ignore

Mar 29, 2026 By Chip Merlin

Are “Trade Secrets” Becoming the Insurance Industry’s Shield Against Accountability?

Mar 28, 2026 By Chip Merlin

Think You Have a Bad Faith Case? Here’s What Courts Actually Require in California

Mar 27, 2026 By Chip Merlin

Did You or Your Business Suffer a Denied Claim? The Real Problem May Have Started Before the Loss

Mar 26, 2026 By Chip Merlin

Commercial Vacancy Clause Defeated Coverage, While Tools Stayed, but the Business Didn’t

Mar 25, 2026 By Chip Merlin

Are Engineering Standards Being Rewritten to Control Outcomes?

Mar 24, 2026 By Chip Merlin

Engineering Standards or Engineered Outcomes for Insurance Companies?

Mar 23, 2026 By Chip Merlin

Nebraska’s Assignment of Benefits Agreements Rules and the Insured Homeowners Protection Act

Mar 22, 2026 By Matthew Stalcup

Why Are They Called “Declarations” Pages? Because They Declare More Than Most Policyholders Realize

Mar 21, 2026 By Chip Merlin

What Is Reasonable Care to Maintain Heat in a Frozen Pipe Claim?

Mar 20, 2026 By Chip Merlin

State Farm Deserves Credit for Wildfire Risk Awareness

Mar 19, 2026 By Chip Merlin