Blog

California’s Insurance Crisis Needs Competence and Not Slogans: Why Ben Allen Should Be the Next Insurance Commissioner

Sep 23, 2026 By Chip Merlin

State Farm’s Oklahoma Algebra Problem: Discovery, Secrecy, and the Effort to Disqualify Reggie Whitten

Sep 23, 2026 By Chip Merlin

If Commercial Property Repairs Cost Less Than ACV, Does the Insurance Company Get the Difference Back?

Sep 22, 2026 By Etienne Font

The Hail May Be Real, But Where Is the Proof?

Sep 21, 2026 By Chip Merlin

Who Is Florida’s Senate Protecting? Following the Money, Lobbyists and Votes Behind Insurance Secrecy

Sep 20, 2026 By Chip Merlin

Three Codes, One Profession: A Practical Path to Raising the Bar for Public Adjusters

Sep 19, 2026 By Chip Merlin

“Why Don’t You Do Something About It?” Jeff Major Did

Sep 18, 2026 By Chip Merlin

Ricky McGraw Was a Footnote, but This Story May Need Its Own Chapter

Sep 17, 2026 By Chip Merlin

Who Built State Farm’s Hail Claims Playbook and Did It Reach California Fire Claims?

Sep 16, 2026 By Chip Merlin

Keeping Up With MMA: Huye’s Guilty Plea Looks Set and “Co-Conspirator 1” Is Barely Anonymous

Sep 15, 2026 By Chip Merlin

Should Courts Ever Ask Appraisers What They Mean?

Sep 14, 2026 By Chip Merlin

Where There’s Smoke, There Must Be Proof: Practical Lessons From a Failed Wildfire Claim

Sep 13, 2026 By Chip Merlin