When it comes to insurance law, the Florida legislature epitomizes Florida Man. Wikipedia describes Florida Man as follows:
Florida Man is an Internet meme first popularized in 2013, referring to an alleged prevalence of people performing irrational, maniacal, illogical, delusional, insane, and absurd actions in the U.S. state of Florida. Internet users typically submit links to news stories and articles about unusual or strange crimes and other events occurring in Florida, with stories’ headlines often beginning with ‘Florida Man…’ followed by the main event of the story. Because of the way news headlines are typically written, they can be creatively interpreted as implying that the subjects of the articles are all a single individual known as ‘Florida Man.’