Archives: Consumer Protection

Subscribe to Consumer Protection RSS Feed

How to File A Complaint with the North Carolina Department of Insurance About Your Denying, Delaying and Bad Treating Insurance Company

North Carolina was battered by Hurricane Florence last year and reports show very concerning issues of claims handling and low claim payments after the storm. Perhaps Hurricane Michael losses pulled adjusters out of North Carolina and for some insureds caused additional delays to their claims. North Carolina does have an option where you can advise … Continue Reading

How To File A Complaint With The New Mexico Superintendent of Insurance About Your Delaying, Denying and Bad Treating Insurance Company

New Mexico, the Land of Enchantment and home of the world’s largest international hot air balloon festival, is the fifth largest state and has the lowest water to land ratio of all the states. It also experiences an average of seven to ten tornados a year. Most cause little property damage because they occur over … Continue Reading

How To File A Complaint With The New York Department of Financial Services About Your Delaying, Denying and Bad Treating Insurance Company

Since the New York Department of Insurance was abolished in October 2011, the New York State Department of Financial Services has supervised and regulated all insurance companies that do business in New York. The Department of Financial Services attempts to ensure fair and equitable dealings between insurers, agents, and policyholders regarding all insurance transactions. The … Continue Reading

How to File A Complaint with the Maryland Insurance Administration About Your Denying, Delaying and Bad Treating Insurance Company

Maryland suffers from a wide breadth of property damage claims. Most notably, floods, fires, and storm surges. Maryland residents should always be mindful of their property insurance policy and the coverage it affords and the potential perils that are excluded. If you believe you have suffered a covered loss that your insurance company is denying, … Continue Reading

Does an Insurance Adjuster Have Deadlines To Work and Finish My Claim? A California Guide

The California Fair Claims Settlement Practices Act imposes multiple deadlines to respond and report to insureds during a claim adjustment. Knowing and understanding an insurer’s reporting duties and deadlines can speed up the adjustment and payment of a claim. Although a failure to meet a deadline by a day or two may not, in and … Continue Reading

How To File A Complaint With The Utah Insurance Department About Your Delaying, Denying And Bad Treating Insurance Company

The Utah Insurance Department has one of the easiest and friendliest websites encountered. If you, as a policyholder, have a grievance against your insurance company and are thinking of calling to complain or actually filing a complaint, the Utah Insurance Department’s opening statement online will immediately put you at ease:… Continue Reading

How to File a Complaint with the Nebraska Department of Insurance about your Delaying, Denying and Bad Treating Insurance Company

Tasked with safeguarding those affected by the business of insurance through the fulfillment of statutory obligations and promoting the fair and just treatment of all parties to insurance transactions, Bruce R. Ramage was appointed as Nebraska’s Director of Insurance by Governor Dave Heineman in November 2010.… Continue Reading

How to File a Complaint with the Missouri Department of Insurance about your Delaying, Denying and Bad Treating Insurance Company

Director of Missouri’s Department of Insurance, Financial Institutions and Professional Registration (“DIFP”), Chlora Lindley-Myers, oversees the regulating and monitoring of insurance activities, companies, and agents in Missouri. She was appointed on April 13, 2017. Within the DIFP, the Division of Consumer Affairs (“DCA”) serves as a resource to Missouri consumers by providing consumers with insurance … Continue Reading

How to File A Complaint With The U.S. Virgin Islands Department of Insurance About Your Delaying, Denying and Bad Treating Insurance Company

The Office of the Lieutenant Governor Division of Banking, Insurance and Financial Regulation has a dual responsibility of regulating the insurance industry and protecting consumer interest in the U.S. Virgin Islands. As of January 30, 2018, the most recent data on insurance claims provided by the Division of Banking, Insurance and Financial Regulation (“Division”) indicated … Continue Reading

How To File A Complaint With The Pennsylvania Department of Insurance About Your Delaying, Denying and Bad Treating Insurance Company

The last thing an insured should do with regards to a homeowners insurance claim is to sit back and wait for the insurance company to do the right thing. There are many ways in which an insured can combat a delaying, denying, and bad treating insurance company with the most obvious being retaining a public … Continue Reading

How to File a Complaint with the Idaho Department of Insurance about your Delaying, Denying and Bad Treating Insurance Company

The Director of Idaho’s Department of Insurance, Dean Cameron, oversees the regulating and monitoring of insurance activities, companies, and agents in Idaho. Appointed by Governor C.L. “Butch” Otter, Mr. Cameron has been serving Idaho residents since June 15, 2015. Within the Department of Insurance, the Consumer Affairs Section (“CAS”) serves as a free resource to … Continue Reading

How To File A Complaint With The New Hampshire Department of Insurance About Your Delaying, Denying and Bad Treating Insurance Company

The New Hampshire Insurance Department was established in 1851, the first insurance regulatory agency in the United States.1 The Consumer Services Division (“CSD”) of the New Hampshire Insurance Department enforces the insurance laws and rules of New Hampshire. The CSD acts as an intermediary to help resolve problems between consumers and department licensees, which include … Continue Reading

How to File a Complaint with the Colorado Insurance Commissioner Office about your Delaying, Denying and Bad Treating Insurance Company

Appointed by Governor John Hickenlooper, Michael Conway serves as Colorado’s Insurance Commissioner where he is tasked with regulating and monitoring insurance companies and insurance agents in Colorado. With the mission of Consumer Protection, Michael Conway and the Colorado Division of Insurance have streamlined a simple process for insurance consumers to file complaints against insurance companies … Continue Reading

How to File A Complaint with the New Jersey Department of Banking and Insurance About Your Denying, Delaying and Bad Treating Insurance Company

New Jersey suffers from a wide breadth of property damage claims. The most common of them being flood, fire, frozen and/or burst pipes, water damage from appliance leaks and damage from storms. New Jersey residents should always be mindful of their homeowners insurance policy and the protections it affords and coverage that is excluded.… Continue Reading

How to File a Complaint with the Connecticut Division Of Insurance About Your Delaying, Denying and Bad Treating Insurance Company

The mission of the Connecticut Insurance Department is consumer protection. The Department carries out its mission by enforcing state insurance laws to ensure policyholders are treated fairly, by providing assistance, outreach, and education to help consumers make sound choices, and by regulating the industry in a fair and consistent manner that fosters market competition for … Continue Reading
LexBlog