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Search results for: calculating actual cash value, part

Calculating Actual Cash Value, Part 32: Virgin Islands

By Shane Smith on November 23, 2018
Posted in Insurance

Many Virgin Islands property owners have submitted claims to their property insurance carriers relating to claims from Hurricanes Irma and Maria. One issue that may arise during the adjustment of the claim is how the insurance carrier will calculate the “actual cash value” damages to the property. Continue Reading Calculating Actual Cash Value, Part 32: Virgin Islands

Calculating Actual Cash Value, Part 31: Vermont

By Shane Smith on March 6, 2018
Posted in Uncategorized

This week in my series on calculating actual cash value, we will look at the Green Mountain State, Vermont. It is the second smallest by population and the sixth smallest by area of the fifty states.1 Continue Reading Calculating Actual Cash Value, Part 31: Vermont

An Update to Calculating Actual Cash Value, Part 24: Alabama

By Shane Smith on February 15, 2018
Posted in Court Opinion

So far, I have addressed thirty states in this series on calculating actual cash value. This blog is to provide an update on the discussion in my earlier post, Calculating Actual Cash Value, Part 24: Alabama. Continue Reading An Update to Calculating Actual Cash Value, Part 24: Alabama

Calculating Actual Cash Value, Part 30: West Virginia

By Shane Smith on January 23, 2018
Posted in Insurance

This week in my series on calculating actual cash value, we will look at the Mountain State, West Virginia, whose motto is Montani semper liberi (Mountaineers are always free). Continue Reading Calculating Actual Cash Value, Part 30: West Virginia

Calculating Actual Cash Value, Part 29: Oregon

By Shane Smith on August 25, 2017
Posted in Insurance

This week, Oregon made national news as one of the best locations to view the Great American Eclipse. I realized I had not yet covered Oregon in my series on calculating actual cash value, leading to today’s blog. Continue Reading Calculating Actual Cash Value, Part 29: Oregon

Calculating Actual Cash Value, Part 28: Nevada

By Shane Smith on August 2, 2017
Posted in Insurance

There are two relevant cases that have addressed how to calculate actual cash value in Nevada: Replacement Cost Less Depreciation. Continue Reading Calculating Actual Cash Value, Part 28: Nevada

Calculating Actual Cash Value, Part 27: Mississippi

By Shane Smith on July 29, 2017
Posted in Insurance

Many property insurance policies provide that until a policyholder actually repairs or replaces damaged property, they are only entitled to the “actual cash value.” Determining how to calculate the “actual cash value” differs from state to state. Continue Reading Calculating Actual Cash Value, Part 27: Mississippi

Calculating Actual Cash Value, Part 26: Montana

By Shane Smith on July 5, 2017
Posted in Insurance

In Montana, a jury may consider all relevant evidence when determining the actual cash value of the property damaged or destroyed.1 Under the broad evidence rule, the trier of fact “may consider any evidence logically tending to the formation of a correct estimate of the value of the insured property at the time of the loss.”2 Continue Reading Calculating Actual Cash Value, Part 26: Montana

Calculating Actual Cash Value, Part 25: New Mexico

By Shane Smith on June 29, 2017
Posted in Insurance

This blog marks the halfway point in this blog series as we are on the 25th state. Continue Reading Calculating Actual Cash Value, Part 25: New Mexico

Calculating Actual Cash Value, Part 24: Alabama

By Shane Smith on June 24, 2017
Posted in Insurance

This week in the series on calculating actual cash value, we are studying Alabama, nicknamed the “Yellowhammer State,” after the state bird. Continue Reading Calculating Actual Cash Value, Part 24: Alabama

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