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A New York Lesson for a Florida Loss: Why Prompt Notice of Loss and Policy Language Matter More Than You Think

Mar 30, 2026 By Chip Merlin

The Hidden “Wind-Driven Rain” Trap in Water Damage Claims

Feb 04, 2026 By Chip Merlin

The Science of Windstorm Losses Has Evolved—Why the Leaders of Windstorm Losses Go to the Windstorm Insurance Conference

Jan 27, 2025 By Chip Merlin

The Importance of Understanding “Residence Premises” in Homeowner’s Insurance—Where You Reside Is Often an Important Coverage Issue

Dec 14, 2024 By Chip Merlin

What is a Supplemental Claim? Is There an Accepted Insurance Industry Definition and Meaning to the Term?

Jul 14, 2024 By Chip Merlin

How Long Can a Party Wait to Invoke Appraisal? Can the Right to Appraisal Be Waived?

Jul 14, 2024 By Chip Merlin

Check the Credentials of Experts!

Jun 16, 2024 By Chip Merlin

How Much Time Does a Policyholder Have to File the Proof of Loss?

Mar 31, 2024 By Chip Merlin

Policyholders, Restoration Contractors, and Public Adjusters Should Be Concerned About Managed Repair and Third-Party Administrators Working in Preferred Contractor Networks

Jun 06, 2022 By Chip Merlin

Who Has the Burden to Prove the Cause of Property Damage? Those Burdens of Proof Can Switch!

Oct 05, 2021 By Chip Merlin

Forfeiture of Insurance Contract Benefits Is Not Favored in The Law

Aug 03, 2020 By Chip Merlin

More on the Ripeness of Bad Faith in First-Party Property Cases in Florida

May 22, 2017 By Merlin Law Group