For a crash course in right to repair issues, one need only perform a brief search of cases involving People’s Trust Insurance Company (“People’s Trust”). When it comes to policies issued by People’s Trust, there seems to be only one thing that people can trust—a Preferred Contractor Endorsement will be included in exchange for a “premium discount.” For various reasons, the Preferred Contractor Endorsement issued by People’s Trust has been labeled a “trap for many homeowners” (see Beaujeaux de Lapouyade’s blog post, Declaratory Judgment Action May Be Forthcoming If An Insurer Invokes Its Right To Repair). In fact, I challenge Florida homeowners to ask their insurance agent to procure a People’s Trust policy that does not have the Preferred Contractor Endorsement—do not be surprised if your agent cannot find such a policy. Continue Reading Right to Repair: How People’s Trust Insurance Company’s Preferred Contractor Endorsement Leaves Policyholders Over a Barrel