Blog

A Critical Look at the California State Farm Rate Ruling: A Stabilizing Act or a Regulatory Surrender?

May 14, 2025 By Chip Merlin

Understanding Leadership from Inside the Insurance Claims Machine: Reflections on Mike Fiato’s Vision

May 13, 2025 By Chip Merlin

Separation or Divorce Can Result in Insurance Disaster

May 12, 2025 By Chip Merlin

Moms Matter

May 11, 2025 By Chip Merlin

Prove the Loss Happened During the Policy Period

May 10, 2025 By Chip Merlin

California Wildfires, Toxic Residue, and the Legal Duty Insurers Can’t Ignore

May 09, 2025 By Chip Merlin

Why You Must Bring More Than Invoices: What Public Adjusters and Policyholders Must Learn About Proof of Damages

May 08, 2025 By Chip Merlin

The Role of the Examination Under Oath and Procedural Compliance with Insurer Demands

May 07, 2025 By Chip Merlin

NFIP Escapes Payment with Form Over Substance Rules: The Need for Reform of the National Flood Insurance Program

May 06, 2025 By Chip Merlin

Vacancy, Occupancy, and Arson Will Always Invite Coverage Issues

May 05, 2025 By Chip Merlin

What Do Judges Consider When Selecting Umpires? Proximity Is a Factor

May 04, 2025 By Chip Merlin

Why Did a Judge Select the Policyholder’s Umpire Over State Farm’s Nominees?

May 03, 2025 By Chip Merlin