Skip to content

Menu

Merlin Law Group logo
HomeAboutServicesContact
Search
Close

Property Insurance Coverage Law Blog

THE POLICYHOLDER'S ADVOCATE®

Topics

About

What Your Insurance Company Might Not Want You to Realize

Allstate

Can My Insurance Company Deduct Labor Costs When I Have A Replacement Cost Policy? What Allstate Does Not Say In Its AdsAsk an Allstate Insurance AgentFederal District Court Weighs in on Whether Labor Can Be Depreciated in Arriving at an Actual Cash Value Loss Settlement

Articles

Hurricane Losses and the Statute of LimitationsDoes Gender Preference Help Women Get Elected As Judges

Bad Faith

How Not To Win A Bad Faith Hail Damage CaseA $44 Million Verdict After Wrongful Denial of a Boiler and Machinery Claim—Yet No Bad Faith?Catching Up On Summer 2022 Along The Jersey Shore, Ohio Limitations on Punitive Damages In Bad Faith Cases and Colorado Appraisals

Business Property

Where Did the Term “Physical” Come From In Business Income Form Policies?If Your Home Office Is Now Your Work Headquarters, Will Your Homeowners Insurance Policy Cover You?Barbershop Allowed to Pursue Business Interruption Loss Caused by COVID-19 Pursuant to a Policy Provision Containing Time Element Coverage

Citizen's Property

Citizens Property Insurance Corporation is Shielded by Sovereign Immunity from Bad Faith ClaimsCitizens May Eliminate AppraisalSinkhole Coverage and Losses are Extraordinarily Complex

Citizens Mission Review Task Force

Rates are the "Elephant in the Room" with Government Sponsored Property Insurance ProgramsAn Insurance Risk Manager Gives Fantastic Advice to Policyholders Getting Ready for a Potential Hurricane ClaimState Farm Small Competitors

Class Action

Champlain Towers Collapse Class Action Settlement Is Granted Preliminary ApprovalEngineers Accused of Sham Reports in Class ActionFederal Court Certifies Question Regarding Collapse to Connecticut Supreme Court

Commercial Insurance Claims

Builders Risk Insurance and Soft Costs ClaimsCovid Business Interruption Claims Law Review Article Is a Must Read For Students Of Insurance Policy InterpretationConflicting Policy Provisions Regarding the Duty to Mitigate in Business Interruption Claims

Consumer Protection

Shocking! Shocking To Believe That Any Insurance Regulator Would Rely Upon DemotechThe Revolving Door Connecting Insurance Regulators with the Supposedly Regulated Insurance IndustrySmoke Damage Claims Are Dangerous! Attend the Storm Restoration Contractor Summit to Find Out More Details

Court Opinion

Louisiana Appellate Court Finds Coverage For Covid Business LossesBreaking Appraisal News! Colorado Allows Causation To Be Determined In AppraisalPolicyholders Can Record Appraisal Inspection

Federal Legislation

If Appraisal Is Governed by the Federal Arbitration Act, What Is the Process?Is It the Beginning of the End for Forced Arbitration Clauses? Let’s HopeRecovery of Attorney’s Fees in Federal Flood Cases Under the Equal Access to Justice Act?

Florida

Florida’s New Property Insurance Reform Tackles Fraud, But Only One SideDid Big Insurance Lobby Keep Florida’s Property Insurance Rates High?Upcoming Special Session of the Florida Legislature – How Legislation Could Affect You and Your Mortgage

Florida Insurers

Florida Senate Passes Insurance Bill That Will Make Mortgages Non-Negotiable Under Federal RegulationsHow Florida Insurers Make Millions on The SideAttorneys’ Fees and Costs for the Prevailing Insured

Home Owner's Insurance

Comparing Various Types of Homeowners Insurance FormsDenied Homeowners Insurance or Have a High Premium? This Might Be WhyWill Policyholders be refunded by State Farm?

Hurricane Ike

Reflections on the Two Year Anniversary of Superstorm SandyThe Nuts and Bolts of Louisiana Statute of Limitations on Property Insurance ClaimsTornadoes, Tornadoes, Tornadoes

Hurricane Katrina

Rigsby Sisters Win Qui Tam Appeal Regarding Fraudulent Handling of Katrina Flood ClaimsState Farm Sued for Fraud for Katrina: More Altered Engineering Reports AllegedReflections on the Two Year Anniversary of Superstorm Sandy

Hurricane Sandy

What Exactly is a “Named Windstorm?” More Views As Appellate Case ProgressesRene Sigman Appointed to Committee Determining Model Disaster Litigation Case Management OrdersFEMA Extends ICC Claim Deadline for Superstorm Sandy Policyholders

Hurricane Wilma

Surplus Lines Insurers Are Not Always "Relieved" To Be Free From Regulation Under The Florida Insurance CodeFlorida's Appellate Courts Have Been Busy With Late Notice Hurricane Wilma CasesFederal Court Ruling On Florida Statute Of Limitations

Insurance

Merlin Law Group Chicago Wins Wisconsin Trial—It Does Not Come EasyFederal Flood Claim—File a Timely Proof of Loss Even If Claim DeniedThe Roofing Claim Video

Insurance Blogs

Arbitration Versus Appraisal—Earthquakes in Oklahoma? Practical Suggestions for Unique Claims by Policyholder Attorneys who were Insurance Adjusters on Tuesdays at 2 with Chip MerlinEstablishing Insurance Producer Negligence in ArizonaInsurance Class Actions

Insurance Claim

What Constitutes Cooperation with an Insurer’s Claim Investigation in California – Ensuring Compliance and Avoiding Unnecessary HarassmentEnsuring the California Policyholder Complies with Policy Conditions During the Claim AdjustmentWho Collects the Insurance Claim Proceeds If the Damaged Property Is Sold?

Nationwide

Nationwide Insurance Adjuster Mistakes Flowers for Pot—Nationwide Insurance Policyholders Wrongfully ArrestedNationwide's "Brand New Belongings"- Cool Commercial, But What Does It Cover?"Credibility Determinations, The Weighing Of The Evidence, And The Drawing Of Legitimate Inferences From The Facts Are Jury Functions, Not Those Of A Judge...On A Motion For Summary Judgment"

Qui Tam

State Farm Claims Whistleblowers Win in United States Supreme Court and May Get Additional Evidence of WrongdoingRigsby Sisters Win Qui Tam Appeal Regarding Fraudulent Handling of Katrina Flood ClaimsRigsby Sisters Beat State Farm Again and HAAG Qui Tam Settlement Disclosed

Regulation

Insurance Agent Leader Questions Motives of Demotech to Downgrade Florida InsurersShocking! Shocking To Believe That Any Insurance Regulator Would Rely Upon DemotechThe Revolving Door Connecting Insurance Regulators with the Supposedly Regulated Insurance Industry

Residential Insurance Claims

Arbitration Versus Appraisal—Earthquakes in Oklahoma? Practical Suggestions for Unique Claims by Policyholder Attorneys who were Insurance Adjusters on Tuesdays at 2 with Chip MerlinSinkhole Proposed Law Only Pays Policyholder 25% of Available Coverage--Lessons of How the Insurance Lobby Spins a MessageWhat to Do When You have a Possible Insurance Claim

Settlement

Heroes Arise From the Champlain Towers Condominium CollapseFIGA Ordered To Honor Settlement Agreement Reached By Underlying InsurerTake Care In Reviewing Release Documents Before Signing

State Farm

Discrimination Concerns at State FarmState Farm New Policy Filing In California Should Be Concerning To All In the Property Insurance Industry—An Example Is the New Appraisal LanguageAre Virtual Adjustments Better? Join Tuesday at 2 With Chip Merlin for a Discussion About New Claims Handling Trends

State Legislation

California's New Responsible Managing Employees Law ExplainedRestoration Contractors Claim New Florida Property Insurance Laws UnconstitutionalNew Florida Property Insurance Legislation

Texas Insurers

Upon Renewal of a Policy, Insurers Must Give Policyholders Advance Notice of “Material Changes”The Insurance Coverage Gap Worsens—Farmers Policy Changes ApprovedTexas Insurance Appraisal: Who is Grading Insurance Company Papers and the Policies They Sell?

Uncategorized

American Policyholder Association Membership Summit in Denver on July 12-14Appraisal Clause in 1761 Maritime Policy and Reflections on Fast Resolution of ControversiesBusiness Interruption Exclusion Clauses

About

Established in 1985, Merlin Law Group is a leading insurance litigation law firm committed to assisting policyholders receive fair and just outcomes from their insurance companies. Property insurance law is a highly complex and specialized area of law and our firm represents policyholders when claims are denied, delayed or underpaid.

Call Us: 877-449-4700
MerlinLawGroup.com
Condominium Insurance Law Blog

Stay Connected

Twitter Facebook LinkedIn

    Contact Us

    We want to hear from you! Please use the form below to submit a topic for our attorneys to blog about or contact us regarding a potential case you may have for a free attorney case review.

    Name

    Email

    Phone

    Message

    Topics

    Archives

    Links & Resources

    • Condominium Insurance Law
    • Hunton Insurance Recovery Blog
    • Insurance Claim Lawyers
    • Insurance Class Actions
    • Insurance Institute Information Blog
    • Insurance Journal
    • Insurance Law Forum
    • Insurance Law Hawaii
    • Specialty Insurance Blog
    • Subrogation & Recovery Law Blog
    • Tennessee Insurance Litigation Blog

    Property Insurance Coverage Law Blog

    Twitter Facebook LinkedIn
    Privacy PolicyDisclaimer

    Merlin Law Group

    Tampa
    777 S Harbour Island Blvd.
    Suite 950
    Tampa, FL 33602
    813.229.1000
    West Palm Beach
    222 Lakeview Avenue
    Suite 1250
    West Palm Beach, FL 33401
    561.515.6025
    Houston
    515 Post Oak Blvd
    Suite 510
    Houston, TX 77027
    713.626.8880
    Denver
    1001 17th Street
    Suite 1150
    Denver, CO 80202
    720.665.9680
    Los Angeles
    2049 Century Park East
    Suite 650
    Los Angeles, CA 90067
    213.374.0416
    Phoenix
    2999 N. 44th Street
    Suite 520
    Phoenix, AZ 85018
    480.315.9980
    Red Bank
    125 Half Mile Road
    Suite 201
    Red Bank, NJ 07701
    732-704-4647
    Chicago
    181 W Madison Avenue
    Suite 3475
    Chicago, IL 60602
    312.260.0806
    New Orleans
    201 St. Charles Ave
    Suite 2500
    New Orleans, LA 70170
    504.688.2288
    San Francisco
    1160 Battery Street East
    Suite 100
    San Francisco, CA 94111
    415.851.2300
    Panama City Beach
    2808 W. 23rd Street
    Panama City, FL 32405
    850-290-5940
    Oklahoma City
    One Leadership Square
    Suite 210
    Oklahoma City, OK 73102
    405-218-1105
    Copyright © 2022, Merlin Law Group All Rights Reserved.
    Law blog design & platform by LexBlog LexBlog Logo