Since Thursday, a wildfire in Camarillo (situated in Ventura County on the outskirts of Los Angeles) has burned at least 10,000 acres and is just 10% contained according to fire officials. The so-called Springs Fire has prompted numerous evacuations and is threatening 4,000 homes and 300 commercial properties.


Continue Reading California Homeowners Urged to be Prepared as Wildfire Season Starts Early: Policyholders Should Understand Their Rights

Last week, Chip Merlin commented on the emotional impact of catastrophes, especially when insurers fail to deliver benefits or treat their policyholders unfairly. Indeed, policyholders facing great losses turn to their insurers in their greatest time of need and expect that the insurers deliver. Unfortunately, as we have seen before, insurers do not always come through for their insured. This seems to be the story shared by many victims of the devastating Colorado wildfires earlier this summer. Recently, wildfire victims met with the Colorado Insurance Commissioner and various lawmakers to share the problems and difficulties they are experiencing with their insurance companies. There were complaints about one particular insurance company (at this moment unidentified) that was low-balling claimants it considered desperate enough to accept unfair offers.


Continue Reading Colorado Wildfire Victims Experiencing Difficulty with Insurance Companies

This year’s wildfire activity in the western part of the country, including the states along the Pacific Coast, has been very active to say the least, and it’s still early in the wildfire season. The Taylor Bridge Fire, near Cle Elum Washington (75 miles southeast of Seattle), has burned 60 homes and over 26,000 acres. The Barry Point Fire in Oregon has burned 94,000 acres and threatens 200 structures. In California, the Chips Fire in Plumas National Forest (about 120 miles north of Sacramento) has burned over 47,000 acres, threatens more than 900 homes, and has prompted mandatory evacuations. All of these wildfires have been burning for over a week and have not yet reached full containment.


Continue Reading Wildfires Continue to Ravage Western U.S

As of Friday, the National Interagency Fire Center reported that 19 wildfires have burned nearly 500,000 acres in states like Colorado, Nevada, Utah and Wyoming. Five additional large fires were reported in the states of Alaska, Arkansas, Arizona and Idaho.


Continue Reading Wildfires Continue to Rage in the Western U.S., with Fast-Moving Flames Forcing Evacuations, Engulfing Structures and Shutting Down Highways in Some States

Last week, many families in the Reno, Nevada, area were unable to celebrate Thanksgiving in their homes due to the epic wildfire which raged through Caughlin Ranch the week prior. News reports stated that the fire was the “perfect storm” of conditions where wind gusts up to 70 miles per hour resulted in flames up to 100 feet tall, which burnt through nearly 2,000 acres and destroyed 32 homes.

Continue Reading The Nevada Division of Insurance Encourages Caughlin Ranch Wildfire Victims to Ask for Help

The recent wild fires in Reno, Nevada, caused tragic losses of many homes and extensive loss to business property and business income. Commercial property policies with business interruption coverage vary widely with regard to coverage of business income loss due to order of civil authorities.


Continue Reading Nevada Wildfires: Business Interruption Losses Caused By Order of Civil Authority

Wildfire insurance claims are raging in Texas. The Texas Association of Public Insurance Adjusters will talk about wildfire claims at its Fall Conference in Dallas on November 16 and 17. The speaker presenting this topic promises that the discussion will be practical, guaranteed not to put you to sleep, and worth hundreds of thousands of dollars in excess of the price of admission.

Continue Reading Don’t Get Burnt on Wildfire Claims–Attend the TAPIA Fall Conference to Find Out How