ClaimWizard is the leading public adjuster claims software company. Over 500 different public adjusting firms license their claims handling software. I routinely meet with and discuss claims handling issues with the ClaimWizard owners, Dave and Lynette Young, at various property insurance claims conferences throughout the country.
Continue Reading ClaimWizard Public Adjuster Business Building and Training Conference
Edward Fako alerted me to a recent Illinois case involving a mitigation contractor who was accused of acting as a public adjuster.1 A less than $5000 mitigation bill resulted in an appellate court discussion about what constitutes public adjusting in Illinois.
Continue Reading When Does a Contractor Step Over the Line Into Public Adjusting?
An Administrative Complaint filed last week by the Florida Department of Financial Services should be read by all public adjusters.1 While everyone is entitled to the presumption of innocence, examples of conduct that may subject a person to losing their license to practice public adjusting is important.
Continue Reading Florida Adjuster and Public Adjuster Codes of Ethics
A recent Texas Administrative Proceeding involving a public adjuster1 highlighted what public adjusters have to fear if investigated by a Department of Insurance. In the Texas case, here were the areas of inquiry:
Continue Reading What Do Public Adjusters Have To Fear From Regulators? — The Loss of Your Public Adjuster License
The answer to this question would have been “no” until a Texas appellate court sustained first amendment challenges to Texas law last week.1 Now, the answer in Texas is “maybe.” The matter is not resolved because the case has now been sent back to the trial court where evidence and facts will put a lot “legal meat” to this legal controversy.
Continue Reading Can Texas Roofing and Restoration Companies Advertise That They Are Insurance Specialists and Can Negotiate on the Policyholder’s Behalf?
The Louisiana Insurance Commissioner issued a bulletin1 preventing insurers from issuing policies that prohibit policyholders from hiring public adjusters to help them with their property insurance claims.
Continue Reading Insurance Companies Prohibited From Placing Anti Public Adjuster Language in Property Policies
A public adjuster from Arizona, David Young, sent me a Florida Administrative matter for my review. He indicated it appeared that Florida was requiring parties to an appraisal to hire licensed adjusters or public adjusters.
Continue Reading The Florida Department of Financial Services Wrongly Believes Appraisers Need to Be Florida-Licensed Adjusters
In the wake of Hurricane Ida, many adjusters and contractors are headed to the State of Louisiana to assist in the assessment of damages and clean up. While heading into Louisiana, it is important to closely read the insurance policies.
Continue Reading A Reminder to Out of State Public Adjusters and Contractors Working in Louisiana
One of the basic duties which public adjusters are supposed to accomplish for their policyholder clients is to evaluate the amount of damage and properly file a proof of loss if one is required. I was thinking about this while reading a fairly recent Florida case1 where a public adjuster failed to file a proof of loss on behalf of the policyholder despite the insurance company demanding one in writing. This failure to file a proof of loss cost the policyholder an otherwise valid claim.
Continue Reading Public Adjusters Owe a Duty to Properly Comply with Proof of Loss Requirements
The Marina Del Rey Hotel is a hidden gem in Southern California. It is nestled among thousands of sailboats and is a perfect setting for a conference. The California Association of Public Insurance Adjusters (CAPIA) will hold its Annual Convention there this coming Thursday.
Continue Reading The California Association of Public Insurance Adjusters (CAPIA) Annual Convention on Thursday in Marina Del Rey