Millions of businesses have been affected directly or indirectly this hurricane season. Hurricane Irene and Tropical Storm Lee caused significant structural and infrastructure damages, expansive floods and lengthy power outages. Many so-called coverages will play important roles in the adjustment and recovery process. Proper training and in depth understanding of all available coverages and remedies will ensure quick and proper resolution of the slew of claims related to these storms. The flip side will cause delays and headaches.


Continue Reading Contingent Business Coverage and Extra Expense Coverage May Help Those that Were Not Directly Affected by Hurricane Irene and Lee, Understanding Business Interruption Claims, Part 90

This past week, Bloomberg News reported that U.S. utility companies are struggling to restore power in the areas affected by Hurricane Irene. Over 1.7 million homes and businesses will remain without power for days to come. Entire towns are still underwater and the phrase “business as usual” will not be heard for months in those areas.


Continue Reading Industry Minimizes Extent of Irene’s Commercial Losses – Understanding Business Interruption Claims, Part 89

Hurricane Irene caused significant infrastructure damage. Here is a picture of the damage caused to a road in Puerto Rico. There are still many roads that are unserviceable as thousands of people and businesses grow increasingly anxious to resume normal business activities.

Continue Reading Ingress/Egress Coverage Will Play An Important Role in the Aftermath of Hurricane Irene – Understanding Business Interruption Claims, Part 88

Hurricane Irene insurance claims will be the talk of the insurance adjusting community for awhile. Ruck Deminico, the Merlin Law Group Knowledge Manager has put together our first Merlin Guide for public adjusters in North Carolina which is available here.

We will have more information regarding insurance claims handling along the eastern seaboard and

By the time you read this post, policyholders along the East Coast will likely be suffering damages caused by Hurricane Irene. As so often noted on this blog, being prepared for major catastrophes means making sure your family is safe, your property is secure, and that you have good insurance coverage.


Continue Reading Claim Preparation Expenses: The Cost May Be Covered Under the Policy