Many policyholders’ insurance policies are provided by out-of-state insurance carriers. This can lead to issues when a dispute arises regarding which state’s laws apply to a given action. Generally, the parties are free to include a choice of law clause (a provision that provides for the governing jurisdiction), and this type of clause is typically valid. However, if the parties do not include a choice of law provision, courts vary from jurisdiction to jurisdiction as to which laws will govern.

Continue Reading Choice of Law: Which Laws Govern in Missouri in Insurance Disputes? – Not as Clear as it Should Be