We often take the Homeowners All Risks forms for granted. Historically, the “all risk” nature of a homeowners form was not developed until the middle of the 20th Century. A 1959 law review article, All Risks of Loss v. All Loss: An Examination of Broad Form Insurance Coverages, was written by insurance defense attorney, John Gorman. It discussed this new form of coverage which provided insurance for “all risks of physical loss.”
Continue Reading Did The Homeowners All Risk Insurance Policy Provide More Coverage in 1959 Than It Does Today?
