Civil Authority and Ingress/Egress Coverage Bibliography

Robert M. Horkovich, et al., Insurance Coverage for Businesses Affected by Civil Unrest. Risk Management (June 15, 2020).

Shannon O’Malley. Commercial Property Insurance Coverage and Coronavirus. Zelle LLP (Mar. 11, 2020).

Jonathan McBride. Civil Authority Coverage For Coronavirus Claims. Zelle LLP (Mar. 20, 2020).

Douglas Berry.

The questions have been pouring in about various immediate losses all over the country. They typically start like this:

“Chip, what are you guys doing about [fill in the blank] claims in [fill in the state]?”
Continue Reading Chip @2 on Friday—Business Interruption Lawsuit Update, Louisiana Hurricane Issues, Derecho Losses, and Smoke on the Water and in the Attic

Residents of the U.S. Virgin Islands affected by hurricanes Irma and Maria now have through January 8, 2018, to register with the Federal Emergency Management Agency (FEMA).1 Registration is required if survivors intend to apply for federal disaster benefits, such as low-interest Small Business Administration disaster loans and/or FEMA grants for rental assistance, home repairs, personal property losses, and other disaster-related needs.
Continue Reading FEMA Registration Deadline Extended Until January 8, 2018, for US Virgin Islands

Homeowner property insurance policies usually cover the dwelling located at the “residence premises,” which is typically defined as the one, two, three, or four-family dwelling used principally as a private residence and where the insured resides. What happens if the insured is not residing in the dwelling at the time of a fire loss? Is the fire loss covered? The answer may depend on whether the jurisdiction has enacted a standard form of fire insurance.
Continue Reading Does a Residence Restriction Violate the Standard Fire Insurance Policy?