Wishing you a Happy Labor Day!
Can You Get Paid More on Your Insurance Claim When Prices Rise After a Loss?
Lumber prices and other construction costs have skyrocketed! Some of those prices have recently dropped. When do you measure the loss that the insurance company is supposed to pay?
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Contractors and Roofers Can Advertise! Part of SB 76 Already Found Unconstitutional
It did not take long for part of the recent anti-policyholder legislation to be declared illegal. Last Friday, Chief U.S. District Judge Mark Walker heard arguments in a lawsuit filed by Gale Force Roofing and Restoration, LLC, that claims the portion of SB 76 that prevents contractors from advertising to encourage property owners to file roof-damage claims violated free speech protections. Judge Walker ruled in favor of Gale Force Roofing and issued an injunction stopping Florida officials from enforcing part of the bill.
Continue Reading Contractors and Roofers Can Advertise! Part of SB 76 Already Found Unconstitutional
How Long Is Too Long To Demand Appraisal?
Appraisal clauses, a common component of property insurance policies, set forth an alternative dispute resolution process by which the parties to an insurance contract can resolve disputes concerning the amount of a covered loss. While most property insurance policies’ appraisal clauses do not expressly set forth a time period to demand appraisal, waiver of the appraisal clause can occur if not timely invoked. Courts tasked with determining whether an appraisal clause was waived focus on whether the demand for appraisal was made within a “reasonable time.”
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Tropical Storm Elsa Serves As Reminder To Address Any Coverage Gaps
Policyholders should remain vigilant in confirming their property insurance policies are aligned with their current coverage needs – before disaster strikes. Tropical Storm Elsa will certainly not be the last bit of potentially threatening tropical activity during this year’s hurricane season. While Elsa was certainly not the strongest storm Florida has ever seen, it was another reminder of the heavy rains and winds these tropical storms and hurricanes can bring.
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Merlin Guides – Helpful State-By-State Resource for Public Adjusters
Merlin Law Group supports the work public adjusters do for policyholders in helping them obtain justice on property insurance claims. As part of being The Policyholder’s Advocate™, our firm has developed several guides for individual states that public adjusters can reference for information on statutes and procedures.
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No Tuesday at 2 Today Due To Tropical Storm Elsa. New Webinar Next Week!
We hope everyone stays safe with Tropical Storm Elsa. As a result of the tropical storm, we will not be hosting Tuesday at 2 today. You can find helpful information on navigating tropical storm damage claims in our Hurricane Checklist. Please do not hesitate to contact our offices with any hurricane or tropical storm-related
Is There Coverage For Condominiums Which Collapse? Find Out on Tuesday @2 With Chip Merlin
Merlin Law Group will not be involved making the property insurance claim for the Association in the Champlain Towers case. The causes of this tragedy are still being investigated. But I am quite certain that many of our blog readers are wondering:
Is There Certain Coverage For When a Condominium Falls Down?
We will
“No” to Managed Repair, “Yes” to Overhead and Profit And “Yes” to Appraisal—Louisiana Takes Steps to Maintain Traditional Rights Afforded To Policyholders
While Florida’s political leaders have taken away policyholders’ traditional rights and protections by passing recent anti-policyholder laws, as discussed in Florida’s New Anti-Policyholder SB 76 Signed Into Law By Governor DeSantis, Louisiana has doubled down on traditional policyholder rights which are standard throughout the country by passing Louisiana Act 345 (fka HB 591).
Continue Reading “No” to Managed Repair, “Yes” to Overhead and Profit And “Yes” to Appraisal—Louisiana Takes Steps to Maintain Traditional Rights Afforded To Policyholders
Memorial Day – Remembering Fallen Heroes
Please join Merlin Law Group this Memorial Day in remembering and honoring all who served and sacrificed for our freedom.