Windstorm Insurance Network

Chip Merlin and Rusty Shelton

Merlin Law Group cares about insurance consumers’ interests. Insurance company lawyers only care about their profits and profits for their insurers. I mentioned in David Berardinelli Was a Policyholder Advocate, that I would be completing a book with ForbesBooks about insurance policyholders and this book, Payup!, is about to be published this November.
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American politics and government can make people extraordinarily upset. The very nature of democracy, modern regulation, those being regulated and those regulating promotes active and emotional disagreements of what is the best public policy and how it should be determined. So, my first observation from yesterday’s post, Colorado House Bill 18-1153 Concerning Appraisals for Insurance Claims Killed in Finance Committee Hearing, is that Scott deLuise is very upset that the recent legislation he worked to draft with others and believed in, did not become law in Colorado—his lifelong and beloved state. I have been in similar losing situations and can empathize with him.
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Last week, Richard Tutwiler of Tutwiler and Associates, Matthew Garnett of Vernis and Bowling, Heather Filegar of Southern Healthy Homes, and I presented at the 2018 Windstorm Insurance Conference at the Rosen Shingle Creek Hotel.

Rick Tutwiler who will be the President of the Windstorm Insurance Network in 2020, wanted to expand the course offering presented this year, so we proposed a topic that had not been presented in the past: Where Wind Meets Fire: Interesting Issues in Claims Where the Wind Brings Fire, Ash, Smoke, Soot and Ash to Other Properties.
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Last week I had the opportunity to attend the First Party Claims Conference in Warwick, Rhode Island, along with several of my Merlin Law Group colleagues. FPCC is a great opportunity to attend great presentations, earn CE credits, and network with some of the best in the claims advocacy industry. Another important conference is coming up in January: The Windstorm Insurance Conference.


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Nobody publicly admits that they are acting unethical. Yet, for many endeavors in life, there are neither established ethical standards nor many rules explaining what fair and just behavior should entail. Until recently, I would suggest that appraisers and the appraisal process in many venues was a process with few rules and no ethical standards. I gave at least one example of current unethical behavior in the appraisal process yesterday in, The Current State of Appraisal and How Mutual Terms Can Prevent Appraisal.


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I attended the 13th Annual Windstorm Insurance Conference® in Orlando last week. Windstorm is one of those rare meetings that bring all types of industry professionals together (regardless of affiliation) to engage in professional debates about the trends and issues recurring in the first party property and casualty industry.


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The Windstorm Insurance Network® held its regional symposium in Atlanta yesterday. I was the moderator of a panel on layered insurance programs. My panel included Harvey Goodman, of Adjusters International and Goodman, Gable and Gould, John Intondi of AXIS and Matt Litsky from Phelps Dunbar. These are some very prominent and experienced professionals. After going over a working breakfast review with them, I felt confident about our presentation despite the dryness of a very complex insurance coverage topic.

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