A recent Florida case shows why it is important to obtain information from those doing the repair and mitigation efforts following a loss.1 This is now a very common claims scenario where the home or business sustains water damage following a storm, and the insurance company obtains an engineering report that says the storm did not cause the water intrusion.
Continue Reading Contractor Testimony About Wind Causing Damage Allowing Rain to Enter a Building Is Important

Not every insurance claim requires expert involvement. However, when a dispute arises, identifying and retaining an expert can be invaluable, not only for final resolution but in keeping a claim open and alive. For example, in Vargas v. State Farm General Insurance Company,1 the Central District of California issued an order denying State Farm’s motion for summary judgment, relying on the well-reasoned and succinctly stated opinions of Plaintiff’s expert, Sandra Watts.
Continue Reading Expert Involvement in a Dispute Can Be Beneficial at Every Mile Marker of the Claim Resolution Marathon

One of my favorite aspects of working at Merlin Law Group is how much the firm invests in continuing education to ensure that their attorneys are always at the top of their game. When I’m not battling insurance companies, I spend my time taking various courses with the Academy of Insurance, a site that provides the busy insurance professional the tools to keep themselves abreast on the ever-developing world of insurance.
Continue Reading Water Damage Claims – Staying Vigilant

Texas water loss claims from a non-hurricane event are going to be historic. I have lived in Texas my entire life and this statewide catastrophe is a scene out of an apocalyptic movie. Texas is a mess right now. The system has failed its residents. The energy capital of the USA can’t keep residents clean, warm, or informed because for many, there is no water, electricity, or WiFi/cable.
Continue Reading Frozen Pipe Water Loss Catastrophe in Texas —Blunt Advice from an Experienced Texas Policyholder Attorney About the Need to Contact Your Insurance Company About Your Frozen Pipe Claim