What the #*&@%! is a she-shed?

Pardon the provocative preamble to this post. If you’ve seen the television commercial, then you know the scenario I am about to discuss. Upset couple watching the so-called “she shed” burn to the ground while they are on the phone with their insurance agent. Is the posh “she shed” covered? Is there enough coverage to replace it as the homeowner is led to believe?
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