One of the laws recently passed by the Louisiana Legislature and signed into law by Governor John Bell Edwards is Senate Bill 106, which went into effect on August 1, 2023.
How Do You Treat Two Occurrences? Louisiana Does It Differently With Its Own Rule
How do property insurance adjusters typically treat this scenario?
“A tornado severely damages a structure, and then three days later, a second tornado further damages the structure. Nobody fully measured the first damage before the second one happened.”
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Louisiana 2023 Legislative Scorecard, Part Two – What failed to pass?
We recently discussed the bills that passed during the 2023 Louisiana legislative session. However, some of the most notable and potentially sweeping bills were ones that did not pass, namely HB 604 (that we recently discussed when it was proposed) and HB 601.
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Louisiana 2023 Legislative Scorecard, Part One – What passed?
Louisiana recently completed its 2023 legislative session. As expected, the most recent session was very busy, especially in the area of property insurance legislation. Facing a dwindling and increasingly expensive insurance market and recent reforms in Florida, Louisiana was confronted with numerous bills attempting to address the perceived problems in its insurance market.
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The End Is Near For Louisiana Hurricane Ida Victims
The deadline to file a lawsuit for Hurricane Ida damage is quickly approaching in Louisiana. The deadline is August 29, 2023—two months from now.
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American Surplus Lines Insurers Cannot Enforce Arbitration in Louisiana
Surplus line insurance companies often claim they are exempt from a state’s insurance regulations and statutes. Sometimes, they are exempted. This topic was ruled upon last week in Louisiana regarding Louisiana’s anti-arbitration statute.1
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Louisiana Bill Proposes To Codify All The Rules of Appraisal
While I have often said that appraisal is the Wild West of insurance claims resolution because there are no written rules, I suggest readers of this blog take a few minutes to read a bill pending in the Louisiana legislature1 and ponder the question I never thought I would say:
Are We Better Off With No Written Rules When It Comes To Appraisal Other State Common Law?
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Breaking News—McClenny Moseley Suspended
My bet is that everybody is having a better weekend than the attorneys and others affiliated with McClenny Moseley and Associates.
Louisiana Department of Insurance Accuses Texas-Based Law Firm of Fraud and Unfair Trade Practices
The Louisiana Department of Insurance has taken the extraordinary step of filing an administrative action against a Texas-based law firm. I have been working in the first-party insurance claims business for over forty years. I have never seen anything like this.
Can The Right To Appraisal Be Waived? A Louisiana Perspective Worthy of Study
This morning’s post, Insurance Defense Attorneys Trying To Be The New Appraisal Stars—And Pick Up More Business Doing So, noted that a leading Louisiana insurance defense attorney suggests that insurers should invoke appraisal as a technique to avoid Louisiana law requiring prompt and full payment following claim investigation. This may be a motive in a recent case for an insurer in Louisiana to fight off arguments of waiver to invoke appraisal.1
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