Insurance claims education is important for everybody in the property insurance claims business. Insurance restoration contractors, independent, company and public adjusters, as well as insurance defense and policyholder attorneys should be constantly learning so we can serve the public trust and make the insurance claim business work to fulfill the public’s expectation. “Insurance serves the public trust” is a statement of law found in most states, including Louisiana.
Continue Reading Can Chip Merlin Answer 21 Hurricane Laura Claims Questions in 15 Minutes? Watch Friday @2 With Chip Merlin to Find Out

Deborah Trotter was working with me in New Orleans following Hurricane Katrina. Most of my time was spent with the Port of New Orleans litigation. She was trying to explain to me how codes were predominant, and that Louisiana common law took second place to Civil Law—meaning what was written in the Codes.
Continue Reading Hurricane Laura and the Unique Louisiana Property Insurance Law

In the aftermath of a devastating storm, when lives are upended and memories are scattered about, light and hope do arrive. They arrive in many forms, including: through first responders who clear the way and answer the call from every state in our great nation and beyond; through family and friends who make a way to care for their own; through those who have made it their life’s work and business to aid in disaster recovery efforts; and through the many volunteers who freely give of their energy and resources to aid their fellow beings in their most challenging times. But, sadly, among them also are wolves in sheep’s clothing.
Continue Reading Disaster Relief: Is a Post-Loss Anti-Assignment Clause Prohibited in Louisiana?

Note: This guest blog post is by Holly Soffer, Esq., a policyholder attorney and General Counsel to the American Association of Public Insurance Adjusters.

Great food, friendly people, charm, and character all combine to make Louisiana wonderfully unique. What also makes Louisiana unique is its set of laws. Historically, Louisiana law is largely based upon the Napoleonic Code, instead of the English common law, as is the rest of the U.S. The public adjuster law is no exception.
Continue Reading Public Adjusting in Louisiana