(*Chip Merlin’s Note–Rocco Calaci has been a noted meteorology expert witness in the Katrina Legal Wars. Click here to read his previous guest blogs)

Tropical Storm / Hurricane / Tropical Storm Isaac is gone, but it generated numerous tornadoes along the East Coast; from Florida to the Carolinas, in Alabama, Mississippi and Louisiana. In my area of Northwest Florida, there were many public reports of tornadoes on Tuesday, Wednesday and Thursday. Unfortunately, the large majority of these tornadoes were never reported to the proper authorities. This creates a huge problem for everyone.

Continue Reading Tornadoes, Tornadoes, Tornadoes

When people are placed in harm’s way and displaced, the emotional toll cannot be overstated. I thought about this after a Fox Business News interview this morning. Fox was following up on a piece I noted in Wednesday’s post, Hurricane Isaac Slowly Strikes. The reporter asked whether some may simply choose to move to avoid future hurricanes and flooding.


Continue Reading The Emotional Impact of Catastrophes

It is not unusual for government authorities (police, fire, city) to order an evacuation or prohibit access to a certain area due to public safety concerns when a natural disaster, riot or other life threatening event is imminent. When this occurs, businesses are forced to shut down their operations until further notice. If a business has purchased standard business income coverage (CP 00 30), it is likely that the policy also includes Civil Authority coverage for any business income losses caused by a government mandate.

Continue Reading Isaac May Trigger Civil Authority Coverage for Businesses in South Florida – Understanding Business Interruption Claims