The deadline to file a lawsuit and preserve legal rights from Hurricane Ida is August 29. Legal rights will be lost if a claim is not in a lawsuit by that date.
The deadline to file a lawsuit for Hurricane Ida damage is quickly approaching in Louisiana. The deadline is August 29, 2023—two months from now.…
The Louisiana Property and Casualty Insurance Commission is a panel created by statute and made up of members from various backgrounds representing government, consumers, and members of the insurance industry. The panel exists to suggest changes and improve the State’s insurance market. To that end, the Commission reviews and examines issues affecting the availability and affordability of property and casualty insurance and creates a report covering its findings. I was reviewing the most recent report, which covers 2019 and 2020, and I thought it was interesting just how much has changed since the last report was released.
Continue Reading Back-to-Back Years of Major Hurricanes Quickly Changed Louisiana’s Property Insurance Marketplace
The Louisiana legislature heard a lot of testimony and complaints about property insurance carriers that were not only slow-paying but also far too low-paying on hurricane claims following Hurricane Ida. The stories were similar to the post earlier this week where a federal judge found an insurance company guilty of bad faith for slow payment in Claim Delay Leads to Bad Faith Judgement.
Continue Reading Slow and Lowball Paying Insurance Companies—Why Is It Happening?
In the wake of Hurricane Ida, many adjusters and contractors are headed to the State of Louisiana to assist in the assessment of damages and clean up. While heading into Louisiana, it is important to closely read the insurance policies.
Continue Reading A Reminder to Out of State Public Adjusters and Contractors Working in Louisiana
The Louisiana Department of Insurance established a voluntary mediation program for residential claims less than $50,000 in dispute that went into effect yesterday. The bulletin announcing this program explained the historical basis for this program:
In the wake of property devastation caused in 2005 by Hurricane Katrina and Hurricane Rita, the Louisiana Department of Insurance (‘LOI’) issued Emergency Rule 22, which established a mandatory mediation program. The mediations conducted pursuant to Emergency Rule 22 resulted in the mediation of approximately 12,000 property damage disputes with a very high success rate. Given the success of that mediation program, the LOI is optimistic that a similar mediation program, to be known as the “Hurricane Ida Mediation Program” (the ‘Program’), could yield similar success.
Tuesday at 2 featured Thibodaux, Louisiana, attorney and Hurricane Ida survivor Beau Brooks. Beau grew up in Thibodaux and recounted his experiences during the hurricane and the slow response by his insurance company.
Continue Reading Lafourche Parish Hurricane Ida Case Management Order and Disaster Discovery Protocols
Hurricane Ida caused a tremendous amount of damage. One coverage issue concerns asbestos in older buildings and whether removal is paid for under a property insurance policy that may also contain pollution exclusions.
Continue Reading Hurricane Ida Asbestos Removal Costs Covered—Subscribe to FC&S
The President of the United States and the Insurance Commissioner of Louisiana have come out publicly asking insurance companies to pay for customers’ increased living expenses under their homeowners policies. The editors of the FC&S recently published an opinion supporting these requests.
Continue Reading Hurricane Ida Additional Living Expense Coverage Supported By FC&S Editors
Anybody who joined me for our Hurricane Ida webinar yesterday could tell that Steve Mullins is an aggressive and experienced property insurance advocate. Steve was born in New Orleans and is the eldest son of Louisiana parents. Steve grew up in Baton Rouge, Louisiana, and along the Mississippi Gulf Coast in Ocean Springs. He is a proud graduate of Ocean Springs High School, where he was active in football, student government, and all sorts of fun that is available when you live along the Mississippi Gulf Coast. I know about those fun things because I lived in Waveland, Mississippi, for three of my best formative years.
Continue Reading Steve Mullins With Louisiana, Mississippi, and Alabama Ties Joins Merlin Law Group