An insurance appraisal award will typically not be vacated unless it clearly appears that it was made without authority or was the result of fraud, mistake or misfeasance of the appraisers. An appraiser is expected to provide an independent and unbiased opinion on the value of a loss. The persons appointed as appraisers must be impartial or disinterested. The same goes for umpires in the appraisal process.

Continue Reading Setting Aside an Appraisal Award for Bias or Conflict of Interest

It is commonplace for settlement negotiations between a policyholder and their insurance company in a property damage claim. Policyholders need to be aware that the money on the table can often be negotiated if it is done right. Policyholders need to make sure they know that the valuation done by the insurance company is an estimate and can be questioned and challenged. Beware of trying to challenge payment after signing a release or cashing a check marked as full and final payment.

Continue Reading Possibility of Settlement Is Not Enough–Insureds Must Timely File Suit


Streaming live from Merlin Law Group! Join us on Friday, June 19, for the next webinar of the year. In this series on Hot Topics for Georgia Property Damage Claims, Nicole Vinson will host the webinar live. Each session will include a 30 minute presentation and 15 minutes of questions and answers. This Friday’s topic is Tips for Handling Large and Complex Losses in Georgia.

Continue Reading Tips for Handling Large and Complex Losses in Georgia

There is still time to register for the Georgia Seminar on Tuesday, May 12, 2015. The Georgia Association of Public Insurance Adjusters (GAPIA) is hosting their annual conference at the Cobb Galleria in Atlanta.

Click here to register online.

Click here for a detailed agenda, including the educational presentation topics.

Continue Reading Georgia Adjusters Seminar with Chip Merlin Next Week

This week, it was incredibly rewarding and very much an honor for me to raise my right hand and swear to uphold the Oath of Attorney Admission for the State of Georgia. Earning the right to be a member of the Georgia Bar is something that I am very proud of and delighted to share with our blog readers.

Continue Reading Merlin Law Group’s Nicole Vinson Admitted to the Georgia Bar