Tag Archives: Flood

Flood Related Deadlines Nearing for Louisiana 2016 Mid-Summer Severe Storms: Proof of Loss Deadline v. Lawsuit Deadline

Beginning on August 9, 2016 and lasting through August 31, 2016, numerous parishes in Southeast Louisiana1 experienced prolonged, torrential rainfall and flooding. By the end of the days-long Great Flood event of 2016, several states were included in disaster declarations due to the same weather system. Though flooding to this extent is usually associated with … Continue Reading

Ike Flood Proof Of Loss Deadline Extended

Federal Code and Regulations typically require that Proofs of Loss for National Flood Insurance claims be filed within 60 days following the loss.  They have to be done completely and on time. The only exception is a written waiver from the Administrator of the National Flood Insurance Program.  Please find the written extension here.  Our … Continue Reading

Our Federal Government Gets It Wrong Again

After receiving a Bestwire News Report that indicated a Homeland Security Inspector concluded  that "Write Your Own" Insurance Companies did not overpay flood claims following Hurricane Katrina, I waded through the 48 page report to find out why the Inspector came to that conclusion. As I have said in earlier blog posts, flood adjusters paid and paid and paid some … Continue Reading

No Flood Insurance And Not Enough Insurance

  Two recurrent issues are keeping policyholders from full recovery following disasters.  First, policyholders are not getting flood insurance even though it is available.  Second, policyholders are not increasing the limits of coverage to reflect the full costs of construction or replacement. They are exposed to the risk of being significantly under-insured.  … Continue Reading

Are We Doomed To Repeat This Again?

If another hurricane the size of Katrina or stronger strikes a metropolitan area this summer or fall, I am certain that we will have a repeat of the litigation and problems associated with Katrina.  On May 8, the United States Senate voted against increasing the role of the National Flood Insurance Program to include coverage … Continue Reading
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